4129 Chambers St, Cincinnati, OH 45223 Property Records

Hamilton County property record for 4129 Chambers St, Cincinnati, OH 45223

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,536 sqft · built 1880
Lot Size	0.053 acres (2,309 sqft)
Owner	2 Individual Names on Record
Last Sale	$275,000 (Jun 2026)
Tax Bill	$5,183 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Sep 2021 Mortgage + 5 more
Flood Zone	Zone X (reduced by levee)
APN	`221-0019-0067-00`

Property Details

APN / Parcel Number

Primary APN	`221-0019-0067-00`
Alternative APN	`68844657`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,536 sqft Living Area
Gross Area	2,304 sqft
1st Floor Area	768 sqft
2nd Floor Area	768 sqft
Basement Area	768 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Asphalt
Lot Area	2,309 sqft (0.053 acres)
Lot Dimensions	100 ft deep x 25 ft wide
Garage Area	192 sqft
Porch	Open Frame Porch
Porch Area	133 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	4129 CHAMBERS ST
City	CINCINNATI
State	OH
Zip	45223-2152
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF2
Legal Description	4129 CHAMBERS ST 25X100 LOT 5 BLK 13 J C LUDLOWS EST
Legal Subdivision	LUDLOWS EST
Legal Block	13
Legal Lot Number	5
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	1
Census Block	1014
Census Tract	7400

Owner

Source: Hamilton County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4129 CHAMBERS ST, CINCINNATI, OH 45223-2152
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2026	Warranty Deed, Transfer · Conventional Mortgage RAPID MORTGAGE COMPANY
Sep 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jan 2, 2019	Warranty Deed, Transfer · Conventional Mortgage US BANK NA
Jun 25, 2018	Trustee's Deed, Construction Loan · Construction Mortgage MM LNDG
Jun 6, 2018	Trustee's Deed, Construction Loan · Construction Mortgage MM LNDG
Nov 21, 2017	Warranty Deed, Transfer OTHER
Nov 21, 2017	Warranty Deed, Transfer OTHER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 8, 2026 · Amount on Record
Deed Sale	Jun 8, 2026 · Amount on Record
Prior Sale	Jan 2, 2019 · Amount on Record
Deed Document Number	202645123
Deed Book / Page	15682 / 2465
Prior Transfer Date	Dec 26, 1995
Prior Transfer Doc	0000018380
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jun 8, 2026
Property Address	4129 CHAMBERS ST, CINCINNATI, OH 45223-2152
Document Number	0000045123
Book / Page	15682 / 2465
Instrument Date	Jun 1, 2026
Instrument	202645123
Transaction Type	Transfer
Record Updated	Jul 22, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$55,550.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4129 CHAMBERS ST, CINCINNATI, OH 45223-2152

Mortgage

Document Number	0000045124,
Date	Jun 8, 2026
Instrument	202645124

Lender

Name	RAPID MORTGAGE COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.23%
Initial Type	Fixed Rate
Max Rate	-1%

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	4129 CHAMBERS ST, CINCINNATI, OH 45223-2152
Transaction Type	Mortgage
Record Updated	Oct 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000107359
Date	Sep 7, 2021
Book Page	14496/2232
Instrument	2021-0107359

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jan 2, 2019
Property Address	4129 CHAMBERS ST, CINCINNATI, OH 45223-2152
Document Number	0000000179
Book / Page	13825 / 00933
Map Reference	MB 2 PG 134
Instrument Date	Dec 19, 2018
Instrument	2019-0000179
Transaction Type	Transfer
Record Updated	Feb 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$486.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4129 CHAMBERS ST, CINCINNATI, OH 45223-2152

Mortgage

Document Number	0000000180
Date	Jan 2, 2019
Instrument	2019-0000180

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2049

June 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	HAMILTON OH
Recording Date	Jun 25, 2018
Property Address	4129 CHAMBERS ST, CINCINNATI, OH 45223-2152
Book / Page	013696 / 000359
Instrument Date	Jun 21, 2018
Instrument	53843
Transaction Type	Construction Loan
Record Updated	Jan 15, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4129 CHAMBERS ST CINCINNATI OH 452232152, CINCINNATI, OH 45223-2152

Mortgage

Document Number	0000053843
Date	Jun 25, 2018
Book Page	013696/000359
Instrument	53843

Lender

Name	MM LNDG
Address	LOUISVILLE, KY 40207

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jun 24, 2019

June 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	HAMILTON OH
Recording Date	Jun 6, 2018
Property Address	4129 CHAMBERS ST, CINCINNATI, OH 45223-2152
Book / Page	013683 / 000086
Instrument Date	Jun 1, 2018
Instrument	47910
Transaction Type	Construction Loan
Record Updated	Jan 15, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4129 CHAMBERS ST CINCINNATI OH 452232152, CINCINNATI, OH 45223-2152

Mortgage

Document Number	0000047910
Date	Jun 6, 2018
Book Page	013683/000086
Instrument	47910

Lender

Name	MM LNDG
Address	LOUISVILLE, KY

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jun 5, 2019

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Nov 21, 2017
Property Address	4129 CHAMBERS ST, CINCINNATI, OH 45223-2152
Document Number	0000106680
Book / Page	013549 / 001158
Instrument Date	Nov 17, 2017
Instrument	106680
Transaction Type	Transfer
Record Updated	Mar 7, 2018
Title Company	OTHER

Transaction

Amount	Amount Recorded
Tax	$285.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4129 CHAMBERS ST CINCINNATI OH 452232152, CINCINNATI, OH 45223-2152

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Nov 21, 2017
Property Address	4129 CHAMBERS ST, CINCINNATI, OH 45223-2152
Document Number	0000106681
Book / Page	013549 / 001160
Instrument Date	Nov 17, 2017
Instrument	106681
Transaction Type	Transfer
Record Updated	Mar 7, 2018
Title Company	OTHER

Transaction

Amount	Amount Recorded
Tax	$344.70
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4129 CHAMBERS ST CINCINNATI OH 452232152, CINCINNATI, OH 45223-2152

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,183.00 (+3.12%)	$84,249 (-) Land $20,706 Building $63,543	$240,710 (-) Land $59,160 Building $181,550
2024	$5,026.00 (-2.2%)	$84,249 (-) Land $20,706 Building $63,543
2023	$5,139.00 (+33.24%)	$84,249 (+48.59%) Land $20,706 Building $63,543	$240,710 (+48.59%) Land $59,160 Building $181,550
2022	$3,857.00 Homeowner's exemption	$56,700 Land $10,703 Building $45,997
2020			$162,000 Land $30,580 Building $131,420

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1979)
Most Recent Claim	Sep 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 418 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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