4126 Chambers St, Cincinnati, OH 45223 Property Records

Hamilton County property record for 4126 Chambers St, Cincinnati, OH 45223

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,103 sqft · built 1865
Lot Size	0.06 acres (2,657 sqft)
Owner	Individual Name on Record
Last Sale	$80,000 (Mar 2021)
Tax Bill	$1,399 (2025)
Deeds & Mortgages	Nov 2017 Mortgage Mar 2021 Sale
Flood Zone	Zone X (reduced by levee)
APN	`221-0019-0129-00`

Property Details

APN / Parcel Number

Primary APN	`221-0019-0129-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,103 sqft Living Area
1st Floor Area	857 sqft
Attic	Attic
Attic Area	246 sqft
Basement Area	512 sqft

Exterior

Year Built	Built 1865
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	2,657 sqft (0.06 acres)
Lot Dimensions	100 ft deep x 25 ft wide
Porch	Porch
Porch Area	72 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	4126 CHAMBERS ST
City	CINCINNATI
State	OH
Zip	45223-2155
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	4126 CHAMBERS ST 25 X 100 LOT 4 J C LUDLOWS EST BLK
Legal Subdivision	J C LUDLOWS ESTATE
Legal Lot Number	4
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	1
Census Block	1015
Census Tract	7400

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4126 CHAMBERS ST, CINCINNATI, OH 45223-2155
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2017	Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN SAVINGS BANK FSB
Mar 30, 2021	Warranty Deed, Transfer LAWYERS TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 30, 2021 · Amount on Record
Deed Sale	Mar 30, 2021 · Amount on Record
Deed Document Number	0000039956
Deed Book / Page	14385 / 2967
Record Updated	Jun 8, 2026

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	4126 CHAMBERS ST, CINCINNATI, OH 45223-2155
Transaction Type	Mortgage
Record Updated	Aug 25, 2022
Title Company	PROMINENT TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002776
Date	Nov 9, 2017
Instrument	17-0102776

Lender

Name	GUARDIAN SAVINGS BANK FSB
Type	Bank
Address	CINCINNATI, OH 45239

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2047

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Mar 30, 2021
Property Address	4126 CHAMBERS ST, CINCINNATI, OH 45223-2155
Document Number	0000039956
Book / Page	14385 / 2967
Instrument Date	Mar 19, 2021
Instrument	2021-0039956
Transaction Type	Transfer
Record Updated	Aug 25, 2022
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Tax	$240.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4124 CHAMBERS ST, CINCINNATI, OH 45223-2155

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,399.00 (+2.57%)	$22,785 (-) Land $10,353 Building $12,432
2024	$1,364.00 (-2.22%)	$22,785 (-) Land $10,353 Building $12,432
2023	$1,395.00 (-3.53%)	$22,785 (+7.57%) Land $10,353 Building $12,432	$65,100 (+7.57%) Land $29,580 Building $35,520
2022	$1,446.00 Homeowner's exemption	$21,182 Land $10,703 Building $10,479
2020			$60,520 Land $30,580 Building $29,940

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1979)
Most Recent Claim	Sep 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 418 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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