4132 Chambers St, Cincinnati, OH 45223 Property Records

Hamilton County property record for 4132 Chambers St, Cincinnati, OH 45223

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 1,872 sqft · built 1865
Lot Size	0.057 acres (2,483 sqft)
Owner	Individual Name on Record
Last Sale	$361,500 (Jan 2023)
Tax Bill	$3,652 (2025)
Deeds & Mortgages	Jan 2023 Sale & Mortgage Jul 2021 Line of Credit
Flood Zone	Zone X (reduced by levee)
APN	`221-0019-0131-00`

Property Details

APN / Parcel Number

Primary APN	`221-0019-0131-00`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,872 sqft Living Area
1st Floor Area	912 sqft
2nd Floor Area	960 sqft
Attic Area	328 sqft
Basement Area	912 sqft

Exterior

Year Built	Built 1865
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	2,483 sqft (0.057 acres)
Lot Dimensions	100 ft deep x 25 ft wide
Garage Type	Detached
Garage Area	160 sqft
Porch	Porch
Porch Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	4132 CHAMBERS ST
City	CINCINNATI
State	OH
Zip	45223-2155
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	4132 CHAMBERS ST 25 X 100 LOT 2 J C LUDLOWS EST BLK
Legal Subdivision	J C LUDLOWS ESTATE
Legal Lot Number	2
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	1
Census Block	1015
Census Tract	7400

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	4132 CHAMBERS ST, CINCINNATI, OH 45223-2155
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 3, 2023	Warranty Deed, Transfer · Conventional Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANC
Jul 7, 2021	Deed of Trust, Mortgage · Line of Credit RSF VENTURE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 3, 2023 · Amount on Record
Deed Sale	Jan 3, 2023 · Amount on Record
Prior Sale	Nov 1, 2016 · Amount on Record
Deed Document Number	2023-0000015
Deed Book / Page	14824 / 54
Record Updated	Jun 8, 2026

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jan 3, 2023
Property Address	4132 CHAMBERS ST, CINCINNATI, OH 45223-2155
Document Number	0000000015
Book / Page	14824 / 54
Map Reference	MB 2 PG 130
Instrument Date	Dec 28, 2022
Instrument	2023-0000015
Transaction Type	Transfer
Record Updated	Feb 27, 2023
Title Company	NORTHWEST TITLE FAM/COMPANIES, NORTHWEST TTL FAM OF COMPANI

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$361.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	4132 CHAMBERS ST, CINCINNATI, OH 45223-2155

Mortgage

Document Number	0000000016
Date	Jan 3, 2023
Instrument	2023-0000016

Lender

Name	AMERICAN NEIGHBORHOOD MTG ACCEPTANC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jan 1, 2043

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	4132 CHAMBERS ST, CINCINNATI, OH 45223-2155
Transaction Type	Mortgage
Record Updated	Oct 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7723 TYLERS PLACE BLVD 293, 293, WEST CHESTER, OH 45069-4684

Mortgage

Document Number	0000082373
Date	Jul 7, 2021
Book Page	14453/1248
Instrument	2021-0082373

Lender

Name	RSF VENTURE
Type	Non-Lending Institution
Address	FRANKLIN, OH 45005

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,652.00 (+3.08%)	$126,525 (-) Land $10,353 Building $116,172
2024	$3,543.00 (-2.18%)	$126,525 (-) Land $10,353 Building $116,172
2023	$3,622.00 (+143.58%)	$126,525 (+527.92%) Land $10,353 Building $116,172	$361,500 (+527.93%) Land $29,580 Building $331,920
2022	$1,487.00	$20,150 Land $10,703 Building $9,447
2020			$57,570 Land $30,580 Building $26,990

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1979)
Most Recent Claim	Sep 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 418 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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