4128 Ringgold Rd, Chattanooga, TN 37412 Property Records

Hamilton County property record for 4128 Ringgold Rd, Chattanooga, TN 37412

Property Summary

Property TypeRetail Stores (Personal Services, Photography, Travel)
Details2,960 sqft · built 1950
Lot Size0.2 acres (8,712 sqft)
OwnerCompany Name on Record
Last Sale$492,000 (Oct 2017)
Tax Bill$1,825 (2025)
Deeds & MortgagesNov 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN169H D 001.01

Property Details

APN / Parcel Number

Primary APN169H D 001.01
Alternative APN
  • 0000146605

Interior

Stories1 Story
Building Area2,960 sqft Total Area

Exterior

Year BuiltBuilt 1950
Exterior MaterialConcrete Block
Roof TypeWood Truss
Roof MaterialBuilt-Up Asphalt
Lot Area8,712 sqft (0.2 acres)
Lot Dimensions126 ft deep x 103 ft wide
Utility Building2,960 sqft
Total Buildings2 Buildings

Location & Zoning

Account Number0000146605
Old Parcel Number169H D 00101
Street Address4128 RINGGOLD RD
CityCHATTANOOGA
StateTN
Zip37412-2436
Property CategoryCommercial
Property TypeCommercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning CodeC2
Legal DescriptionLT 1 DAVID HENRY SUB PB 64 PG 109 REV 82-22
Legal SubdivisionDAVID HENRY SUB
Legal Lot Number1
JurisdictionHAMILTON TN
Township / Civil Division8
Census Block Group4
Census Block4002
Census Tract11800

Owner

Source: Hamilton County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing AddressPO BOX 9592, CHATTANOOGA, TN 37412-0592
Owner TypeCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 31, 2017 · Amount on Record
Deed SaleOct 31, 2017 · Amount on Record
Deed Document Number0011196185
Deed Book / Page11196 / 185
Last Transfer DateNov 3, 2017
Transfer Doc0000000228
Record UpdatedJun 8, 2026

November 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateNov 3, 2017
Property Address4128 RINGGOLD RD, CHATTANOOGA, TN 37412-2436
Document Number0000000228
Book / Page011196 / 000185
Instrument DateOct 31, 2017
Instrument228
Transaction TypeTransfer
Record UpdatedJan 31, 2018
Title CompanyJONES RAULSTON TITLE INSURANCE AGENCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,820.40
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 9592 CHATTANOOGA TN 374120592, CHATTANOOGA, TN 37412-0592
InvestorPossibly a Property Investor

Mortgage

Document Number229
DateNov 3, 2017
Book Page011196/000188
Instrument229
Lender
NameFIRST TN BK
TypeBank
AddressMEMPHIS, TN 38103
Agreement
AmountAmount Recorded
Term180 Months
DueNov 2, 2032

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
MunicipalityEast Ridge City
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,825.00 (-8.01%)$120,440 (+35.75%)$301,100 (+35.75%) Land $104,500 Building $196,600
2024$1,984.00 (-36.29%)$88,720 (-)$221,800 (-) Land $58,800 Building $163,000
2023$3,114.00 (-0.03%)$88,720 (-)$221,800 (-) Land $58,800 Building $163,000
2022$3,115.00$88,720$221,800 Land $58,800 Building $163,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims2 (1983–1994)
Claims Outside the SFHA1 of 2
Most Recent ClaimJun 1994 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 98.3% of Tennessee
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTENNESSEE AMERICAN WATER
private · serves 207,046 people · EPA ID TN0000107
Water SourceSurface water
Last State InspectionDec 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
EPB
Fiber
100,000 / 100,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless · DSL
100 / 20

May also be available: T-Mobile.

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