4121 Ringgold Rd, Chattanooga, TN 37412 Property Records

Hamilton County property record for 4121 Ringgold Rd, Chattanooga, TN 37412

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	7,141 sqft · built 1955
Lot Size	0.317 acres (13,826 sqft)
Owner	Individual Name on Record
Last Sale	$365,000 (Aug 2021)
Tax Bill	$2,459 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Dec 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`169A F 010`

Property Details

APN / Parcel Number

Primary APN	`169A F 010`
Alternative APN	`0000112662`

Interior

Stories	1 Story
Building Area	7,141 sqft Total Area

Exterior

Year Built	Built 1955
Exterior Material	Brick Veneer
Roof Type	Rigid Frame Bar Joist
Roof Material	Built-Up Asphalt
Lot Area	13,826 sqft
Lot Dimensions	159 ft deep x 113 ft wide
Utility Building	7,141 sqft
Total Buildings	2 Buildings

Location & Zoning

Account Number	0000112662
Street Address	4121 RINGGOLD RD
City	CHATTANOOGA
State	TN
Zip	37412-2465
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning Code	C2
Legal Description	LT 1 RUTH W ULMO SUB PB36 PG32
Legal Subdivision	RUTH W ULMO SUB
Legal Lot Number	1
Jurisdiction	HAMILTON TN
Township / Civil Division	8
Census Block Group	2
Census Block	2009
Census Tract	11700

Owner

Source: Hamilton County records, as of December 31, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1168 LINCOLN PARK LN, CHATTANOOGA, TN 37403-1508
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage MERDAN IBRAHIM ETAL
Dec 5, 2019	Quit Claim Deed, Transfer JONES TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 25, 2021 · Amount on Record
Deed Sale	Aug 25, 2021 · Amount on Record
Deed Document Number	0012623440
Deed Book / Page	12623 / 440
Record Updated	Jun 8, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Aug 25, 2021
Property Address	4121 RINGGOLD RD, CHATTANOOGA, TN 37412-2465
Document Number	0000000250
Book / Page	12623 / 440
Map Reference	MB 36 PG 32
Instrument Date	Aug 25, 2021
Instrument	2021082500250
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	CUMBERLAND TITLE AND GUARANTY COMPANY LLC, CUMBERLAND TTL & GUARANTY CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,350.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1169 LINCOLN PARK LN, CHATTANOOGA, TN 37403-1509

Mortgage

Document Number	0012623443
Date	Aug 25, 2021
Instrument	12623/443

Lender

Name	MERDAN IBRAHIM ETAL
Type	Private Party

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Aug 25, 2026

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON TN
Recording Date	Dec 5, 2019
Property Address	4121 RINGGOLD RD, CHATTANOOGA, TN 37412-2465
Document Number	1205000192
Book / Page	011840 / 000715
Instrument Date	Dec 5, 2019
Instrument	191205000192
Transaction Type	Transfer
Record Updated	Dec 27, 2019
Title Company	JONES TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	201 FRAZIER AVE #L CHATTANOOGA TN 374054072, L, CHATTANOOGA, TN 37405-4072

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	East Ridge City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,459.00 (+5.36%)	$162,280 (+55.5%)	$405,700 (+55.5%) Land $190,800 Building $214,900
2024	$2,334.00 (-36.4%)	$104,360 (-)	$260,900 (-) Land $93,300 Building $167,600
2023	$3,670.00	$104,360 (-)	$260,900 (-) Land $93,300 Building $167,600
2022	$3,670.00	$104,360	$260,900 Land $93,300 Building $167,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	13 (1979–2025)
Claims Outside the SFHA	10 of 13
Most Recent Claim	Aug 2025 · river or lake flooding
Claims by Event	Extensive Rainfall And Flash Flooding, Mar 1994 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.3% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: T-Mobile.

Nearby Properties on Ringgold Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures