4120 Ringgold Rd, Chattanooga, TN 37412 Property Records

Hamilton County property record for 4120 Ringgold Rd, Chattanooga, TN 37412

Property Summary

Property Type	Office Building
Details	1,528 sqft · built 2000
Lot Size	0.16 acres (6,970 sqft)
Owner	Company Name on Record
Last Sale	$492,000 (Nov 2017)
Tax Bill	$1,905 (2025)
Deeds & Mortgages	Nov 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`169H D 001`

Property Details

APN / Parcel Number

Primary APN	`169H D 001`
Alternative APN	`0000114221`

Interior

Stories	1 Story
Building Area	1,528 sqft Total Area

Exterior

Year Built	Built 2000
Exterior Material	Vinyl
Fire Resistance	Wood or Wood & Steel Frame
Roof Type	Wood Truss
Roof Material	Shingle
Lot Area	6,970 sqft (0.16 acres)
Lot Dimensions	65 ft deep x 45 ft wide

Utilities, Heating & Cooling

Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	0000114221
Street Address	4120 RINGGOLD RD
City	CHATTANOOGA
State	TN
Zip	37412-2436
Property Category	Commercial
Property Type	Commercial > Office > Office Building
Local Zoning Code	C2
Legal Description	LT 2 DAVID HENRY SUB PB 64 PG 109 REV 82-22 0326 08 02
Legal Subdivision	DAVID HENRY SUB
Legal Lot Number	2
Jurisdiction	HAMILTON TN
Township / Civil Division	8
Census Block Group	4
Census Block	4002
Census Tract	11800

Owner

Source: Hamilton County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 9592, CHATTANOOGA, TN 37412-0592
Owner Type	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 3, 2017 · Amount on Record
Deed Sale	Nov 3, 2017 · Amount on Record
Prior Sale	Jul 9, 2003 · Amount on Record
Deed Document Number	2017110300228
Deed Book / Page	11196 / 185
Record Updated	Jun 8, 2026

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Nov 3, 2017
Property Address	4120 RINGGOLD RD, CHATTANOOGA, TN 37412-2462
Document Number	0000000228
Book / Page	11196 / 185
Map Reference	MB82 PG22
Instrument Date	Oct 31, 2017
Instrument	2017110300228
Transaction Type	Transfer
Record Updated	Mar 11, 2022
Title Company	JONES RAULSTON TITLE INS AGE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,820.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 9592, CHATTANOOGA, TN 37412-0592

Mortgage

Document Number	0000000229
Date	Nov 3, 2017
Instrument	2017110300229

Lender

Name	FIRST TENNESSEE BANK NA
Type	Bank

Agreement

Amount	Amount Recorded
Term	179 Months
Due	Oct 30, 2032

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	East Ridge City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,905.00 (-6.94%)	$125,720 (+37.37%)	$314,300 (+37.37%) Land $96,200 Building $218,100
2024	$2,047.00 (-36.17%)	$91,520 (-)	$228,800 (-) Land $56,500 Building $172,300
2023	$3,207.00	$91,520 (-)	$228,800 (-) Land $56,500 Building $172,300
2022	$3,207.00	$91,520	$228,800 Land $56,500 Building $172,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1983–1994)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jun 1994 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.3% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: T-Mobile.

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