4127 E Montgomery Rd, Cave Creek, AZ 85331 Property Records

Maricopa County property record for 4127 E Montgomery Rd, Cave Creek, AZ 85331

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,400 sqft · built 1990
Lot Size	0.194 acres (8,442 sqft)
Owner	2 Trust Names on File
Tax Bill	$2,228 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Oct 2023 Transfer + 3 more
Flood Zone	Zone X (moderate risk)
APN	`211-62-206`

Property Details

APN / Parcel Number

Primary APN	`211-62-206`
Alternative APN	`211622062`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,400 sqft Living Area
Gross Area	2,787 sqft
1st Floor Area	2,400 sqft

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete
Lot Area	8,442 sqft (0.194 acres)
Parking Spaces	3 Parking Spaces
Patio Area	387 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4127 E MONTGOMERY RD
City	CAVE CREEK
State	AZ
Zip	85331-5848
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-8
Legal Description	DESERT WILLOW ESTATES AT TATUM RANCH REPLAT MCR 337-21
Legal Range	4E
Legal Township	5N
Legal Section	19
Legal Subdivision	DESERT WILLOW ESTATES AT TATUM RANCH REP
Legal Lot Number	28
Jurisdiction	MARICOPA AZ
Township / Civil Division	DEER VALLEY
Census Block Group	2
Census Block	2017
Census Tract	612600

Owner

4127 E Montgomery Rd is owner-occupied and held in a trust since December 2022.

Source: Maricopa County records, as of October 22, 2025

Owner of Record	2 Trust Names on File
Mailing Address	4127 E MONTGOMERY RD, CAVE CREEK, AZ 85331-5848
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage INTERCONTINENTAL CAPITAL GROUP INC
Oct 6, 2023	Intrafamily Transfer, Transfer
Dec 21, 2022	Intrafamily Transfer, Transfer · Seller Carry-Back JOHN MILLER
Aug 23, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jun 22, 2017	Warranty Deed, Transfer · Conventional Mortgage ARIZONA CTRL CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 21, 2022
Deed Sale	Dec 21, 2022
Prior Sale	Jun 22, 2017 · Amount on File
Deed Document Number	2022904957
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4127 E MONTGOMERY RD, CAVE CREEK, AZ 85331-5848
Transaction Type	Mortgage
Record Updated	Mar 5, 2024
Title Company	NATIONWIDE TITLE CLEARING INC, NATIONWIDE TTL CLEARING INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4127 E MONTGOMERY RD, CAVE CREEK, AZ 85331-5848

Mortgage

Document Number	0000392513
Date	Apr 8, 2021
Instrument	20210392513

Lender

Name	INTERCONTINENTAL CAPITAL GROUP INC
Type	Mortgage Company
Address	MELVILLE, NY 11747

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	May 1, 2041

October 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Oct 6, 2023
Property Address	4127 E MONTGOMERY RD, CAVE CREEK, AZ 85331-5848
Document Number	0000522615
Map Reference	MB 337 PG 21
Instrument Date	Oct 6, 2023
Instrument	20230522615
Transaction Type	Transfer
Record Updated	Mar 5, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	4127 E MONTGOMERY RD, CAVE CREEK, AZ 85331-5848

December 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Dec 21, 2022
Property Address	4127 E MONTGOMERY RD, CAVE CREEK, AZ 85331-5848
Document Number	0000904957
Map Reference	MB 337 PG 21
Instrument Date	Dec 16, 2022
Instrument	20220904957
Transaction Type	Transfer
Record Updated	Mar 5, 2024
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4127 E MONTGOMERY RD, CAVE CREEK, AZ 85331-5848

Mortgage

Document Number	0000904958
Date	Dec 21, 2022
Instrument	20220904958

Lender

Name	JOHN MILLER
Type	Seller

Agreement

Type	Seller Carry-Back
Amount	Amount on Record

August 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Aug 23, 2019
Property Address	4127 E MONTGOMERY RD, CAVE CREEK, AZ 85331-5848
Document Number	0000652265
Map Reference	MB 337 PG 21
Instrument Date	Aug 14, 2019
Instrument	20190652265
Transaction Type	Transfer
Record Updated	Jun 29, 2021
Title Company	PIONEER TITLE AGENCY INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	4127 E MONTGOMERY RD, CAVE CREEK, AZ 85331-5848

Mortgage

Document Number	0000652266
Date	Aug 23, 2019
Instrument	20190652266

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Sep 1, 2039

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jun 22, 2017
Property Address	4127 E MONTGOMERY RD, CAVE CREEK, AZ 85331-5848
Document Number	0000458530
Instrument Date	Jun 22, 2017
Instrument	458530
Transaction Type	Transfer
Record Updated	Jun 27, 2017
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$363.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	4127 E MONTGOMERY RD CAVE CREEK AZ 853315848, CAVE CREEK, AZ 85331-5848

Mortgage

Document Number	458532
Date	Jun 22, 2017
Instrument	458532

Lender

Name	ARIZONA CTRL CU
Type	Credit Union
Address	PHOENIX, AZ 85004

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 21, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 4127 E Montgomery Rd was $2,228.

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Unified School District	Cave Creek Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$55,450 (+47.36%)	$554,500 (+3.03%) Land $110,900 Building $443,600
2025	$2,228.00	$37,628 (-34.59%)	$538,200 (-6.45%) Land $107,600 Building $430,600
2024		$57,530 (+22.12%)	$575,300 (+22.12%) Land $115,000 Building $460,300
2023	$2,078.00 (+2.87%)	$47,110 Land $9,420 Building $37,690	$471,100 Land $94,200 Building $376,900
2022	$2,020.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4127 E Montgomery Rd in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4127 E Montgomery Rd is moderate, ranking above 47% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 61% of Arizona
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 679 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
AirFiber WISP Fixed Wireless	1,000 / 500
BAM Broadband Fixed Wireless · not low latency	1,000 / 100
CenturyLink DSL	140 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Mojo Broadband, Verizon.

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