4133 E Montgomery Rd, Cave Creek, AZ 85331 Property Records

Maricopa County property record for 4133 E Montgomery Rd, Cave Creek, AZ 85331

Property Summary

Property Type	Rural Home
Details	3 ba · 2,085 sqft · built 1990
Lot Size	0.19 acres (8,278 sqft)
Owner	2 Individual Names on File
Last Sale	$450,000 (Dec 2018)
Tax Bill	$1,995 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Jul 2020 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`211-62-207`

Property Details

APN / Parcel Number

Primary APN	`211-62-207`

Interior

Full Baths	3 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,085 sqft Living Area
1st Floor Area	2,085 sqft

Exterior

Year Built	Built 1990
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	8,278 sqft (0.19 acres)
Parking Spaces	2 Parking Spaces
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	4133 E MONTGOMERY RD
City	CAVE CREEK
State	AZ
Zip	85331-5848
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R1-8
Legal Description	DESERT WILLOW ESTATES AT TATUM RANCH REPLAT MCR 337/21
Legal Range	04E
Legal Township	05N
Legal Section	19
Legal Quarter	SW
Quarter-Quarter Section	NW
Legal Subdivision	DESERT WILLOW ESTATES AT TATUM RANCH REP
Legal Lot Number	29
Jurisdiction	MARICOPA AZ
Township / Civil Division	DEER VALLEY
Census Block Group	2
Census Block	2017
Census Tract	612600

Owner

4133 E Montgomery Rd, a rural home, is owned and occupied by two individuals who bought it in December 2018.

Source: Maricopa County records, as of November 20, 2025

Owner of Record	2 Individual Names on File
Mailing Address	4133 E MONTGOMERY RD, CAVE CREEK, AZ 85331-5848
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage IDEAL HOME LOANS LLC
Jul 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage IDEAL HM LNS
Sep 11, 2019	Deed of Trust, Mortgage · Conventional with PMI IDEAL HM LNS
Dec 10, 2018	Warranty Deed, Transfer · Conventional Mortgage IDEAL HM LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 10, 2018 · Amount on File
Deed Sale	Dec 10, 2018 · Amount on File
Prior Sale	May 3, 2013
Deed Document Number	20180903079
Record Updated	Jun 8, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4133 E MONTGOMERY RD, CAVE CREEK, AZ 85331-5848
Transaction Type	Mortgage
Record Updated	Mar 5, 2024
Title Company	JETCLOSING INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4133 E MONTGOMERY RD, CAVE CREEK, AZ 85331-5848

Mortgage

Document Number	0000753700
Date	Jul 12, 2021
Instrument	20210753700

Lender

Name	IDEAL HOME LOANS LLC
Type	Mortgage Company
Address	DENVER, CO 80237

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4133 E MONTGOMERY RD, CAVE CREEK, AZ 85331-5848
Document Number	0000650479
Instrument Date	Jul 16, 2020
Transaction Type	Mortgage
Record Updated	Jul 29, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	4133 E MONTGOMERY RD CAVE CREEK AZ 853315848, CAVE CREEK, AZ 85331-5848

Mortgage

Document Number	0000650479
Date	Jul 21, 2020
Instrument	650479

Lender

Name	IDEAL HM LNS
Type	Funding / Finance Company
Address	DENVER, CO 80237

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 20, 2050

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4133 E MONTGOMERY RD, CAVE CREEK, AZ 85331-5848
Document Number	0000726910
Instrument Date	Sep 11, 2019
Transaction Type	Mortgage
Record Updated	Sep 20, 2019
Title Company	DRIGGS TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	4133 E MONTGOMERY RD CAVE CREEK AZ 853315848, CAVE CREEK, AZ 85331-5848

Mortgage

Document Number	0000726910
Date	Sep 16, 2019
Instrument	726910

Lender

Name	IDEAL HM LNS
Type	Funding / Finance Company
Address	DENVER, CO 80237

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Sep 15, 2049

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Dec 10, 2018
Property Address	4133 E MONTGOMERY RD, CAVE CREEK, AZ 85331-5848
Document Number	0000903079
Instrument Date	Dec 5, 2018
Instrument	903079
Transaction Type	Transfer
Record Updated	Dec 14, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$450.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	4133 E MONTGOMERY RD CAVE CREEK AZ 853315848, CAVE CREEK, AZ 85331-5848

Mortgage

Document Number	903080
Date	Dec 10, 2018
Instrument	903080

Lender

Name	IDEAL HM LNS
Type	Funding / Finance Company
Address	DENVER, CO 80237

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 9, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 4133 E Montgomery Rd was $1,995.

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Unified School District	Cave Creek Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$50,100	$501,000 Land $100,200 Building $400,800
2025	$1,995.00
2024		$52,060	$520,600 Land $104,100 Building $416,500
2023	$1,860.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4133 E Montgomery Rd in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4133 E Montgomery Rd is moderate, ranking above 47% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 61% of Arizona
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 679 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
AirFiber WISP Fixed Wireless	1,000 / 500
BAM Broadband Fixed Wireless · not low latency	1,000 / 100
CenturyLink DSL	140 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Mojo Broadband, Verizon.

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