4037 E Montgomery Rd, Cave Creek, AZ 85331 Property Records

Maricopa County property record for 4037 E Montgomery Rd, Cave Creek, AZ 85331

Property Summary

Property Type	Rural Home
Details	3 ba · 1,864 sqft · built 1990
Lot Size	0.175 acres (7,636 sqft)
Owner	2 Trust Names on File
Last Sale	$395,000 (Nov 2019)
Tax Bill	$1,960 (2025)
Deeds & Mortgages	Jan 2022 Transfer Nov 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`211-62-201`

Property Details

APN / Parcel Number

Primary APN	`211-62-201`

Interior

Full Baths	3 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,864 sqft Living Area
1st Floor Area	1,864 sqft

Exterior

Year Built	Built 1990
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	7,636 sqft (0.175 acres)
Parking Spaces	2 Parking Spaces
Pool Area	350 sqft
Patio Area	186 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	4037 E MONTGOMERY RD
City	CAVE CREEK
State	AZ
Zip	85331-5846
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R1-8
Legal Description	DESERT WILLOW ESTATES AT TATUM RANCH REPLAT MCR 337/21
Legal Range	04E
Legal Township	05N
Legal Section	19
Legal Quarter	SW
Quarter-Quarter Section	NW
Legal Subdivision	DESERT WILLOW ESTATES AT TATUM RANCH REP
Legal Lot Number	23
Jurisdiction	MARICOPA AZ
Township / Civil Division	DEER VALLEY
Census Block Group	2
Census Block	2017
Census Tract	612600

Owner

4037 E Montgomery Rd, a rural home, is owner-occupied and held in a trust since January 2022.

Source: Maricopa County records, as of November 20, 2025

Owner of Record	2 Trust Names on File
Co-owner	Co-owner on File
Mailing Address	4037 E MONTGOMERY RD, CAVE CREEK, AZ 85331-5846
Occupancy	Owner Occupied
Owner Type	Company, Secondary Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2022	Intrafamily Transfer, Transfer
Nov 8, 2019	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Mar 25, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Nov 8, 2019 · Amount on File
Deed Sale	Nov 8, 2019 · Amount on File
Prior Sale	Nov 8, 2019 · Amount on File
Deed Document Number	0000903426
Last Transfer Date	Jan 27, 2022
Transfer Doc	0000080035
Record Updated	Jun 8, 2026

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Jan 27, 2022
Property Address	4037 E MONTGOMERY RD, CAVE CREEK, AZ 85331-5846
Document Number	0000080035
Map Reference	DOC 1990-101470
Instrument Date	Jan 25, 2022
Instrument	20220080035
Transaction Type	Transfer
Record Updated	Mar 5, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4037 E MONTGOMERY RD, CAVE CREEK, AZ 85331-5846

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Nov 8, 2019
Property Address	4037 E MONTGOMERY RD, CAVE CREEK, AZ 85331-5846
Document Number	0000903426
Map Reference	MB 337 PG 21
Instrument Date	Oct 11, 2019
Instrument	20190903426
Transaction Type	Transfer
Record Updated	Feb 4, 2022
Title Company	CHICAGO TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4037 E MONTGOMERY RD, 4037, CAVE CREEK, AZ 85331-5846

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	4455 E PARADISE VILLAGE PKWY S, PHOENIX, AZ 85032-7770

Mortgage

Document Number	0000903427
Date	Nov 8, 2019
Instrument	20190903427

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Dec 1, 2034

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4037 E MONTGOMERY RD, CAVE CREEK, AZ 85331-5846
Document Number	0000232630
Instrument Date	Mar 25, 2017
Transaction Type	Mortgage
Record Updated	Apr 7, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4037 E MONTGOMERY RD CAVE CREEK AZ 853315846, CAVE CREEK, AZ 85331-5846

Mortgage

Document Number	0000232630
Date	Apr 3, 2017
Instrument	232630

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 2, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.75%

Tax Assessment & Valuation

The 2025 property tax bill for 4037 E Montgomery Rd was $1,960.

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Unified School District	Cave Creek Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$50,480	$504,800 Land $100,900 Building $403,900
2025	$1,960.00
2024		$52,460	$524,600 Land $104,900 Building $419,700
2023	$1,827.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4037 E Montgomery Rd in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4037 E Montgomery Rd is moderate, ranking above 60% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · above 47% of Arizona
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber	2,000 / 35
AirFiber WISP Fixed Wireless	1,000 / 500
BAM Broadband Fixed Wireless · not low latency	1,000 / 100
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Verizon.

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