Hamilton County property record for 4126 River Rd, Cincinnati, OH 45204
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 3,720 sqft · built 1865 |
| Lot Size | 0.292 acres (12,720 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,036 (2025) |
| Deeds & Mortgages | May 2026 Line of Credit Jun 2020 Line of Credit + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 160-0071-0013-00 |
| Primary APN | 160-0071-0013-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 3,720 sqft Living Area |
| Gross Area | 5,580 sqft |
| 1st Floor Area | 1,860 sqft |
| 2nd Floor Area | 1,860 sqft |
| Basement Area | 1,860 sqft |
| Year Built | Built 1865 |
|---|---|
| Effective Year Built | Effective 1865 |
| Architectural Style | Conventional |
| Exterior Material | Stone |
| Construction Type | Stone |
| Roof Material | Asphalt |
| Lot Area | 12,720 sqft (0.292 acres) |
| Lot Dimensions | 150 ft deep x 100 ft wide |
| Cooling System | None |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 4126 RIVER RD |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45204-1038 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RMX |
| Legal Description | NS RIVER RD 100 X 150 PT LT 2 L GEISSLERS EST |
| Legal Subdivision | GEISSLERS EST |
| Legal Lot Number | 2 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | CINCINNATI |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 10400 |
Source: Hamilton County records, as of January 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4126 RIVER RD, CINCINNATI, OH 45204-1038 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 5, 2026 | Deed of Trust, Mortgage · Line of Credit HUNTINGTON NATIONAL BANK |
| Jun 9, 2020 | Deed of Trust, Mortgage · Line of Credit HUNTINGTON NAT'L BK |
| Mar 21, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Feb 23, 2010 |
| Transfer Doc | 0000000939 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | May 5, 2026 |
| Property Address | 4126 RIVER RD, CINCINNATI, OH 45204-1038 |
| Document Number | 0000034159 |
| Book / Page | 15659 / 432 |
| Instrument Date | Apr 23, 2026 |
| Instrument | 202634159 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 4126 RIVER RD, CINCINNATI, OH 45204-1038 |
| Document Number | 0000034159, |
|---|---|
| Date | May 5, 2026 |
| Book Page | 15659/432 |
| Instrument | 202634159 |
| Name | HUNTINGTON NATIONAL BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 23, 2056 |
| Rate | 6.38% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 4126 RIVER RD, CINCINNATI, OH 45204-1038 |
| Document Number | 0000069975 |
| Instrument Date | Jun 9, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 8, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4126 RIVER RD CINCINNATI OH 452041038, CINCINNATI, OH 45204-1038 |
| Document Number | 0000069975 |
|---|---|
| Date | Jul 20, 2020 |
| Book Page | 014213/002610 |
| Instrument | 69975 |
| Name | HUNTINGTON NAT'L BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 19, 2050 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Mar 21, 2017 |
| Property Address | 4126 RIVER RD, CINCINNATI, OH 45204-1038 |
| Document Number | 0000025054 |
| Book / Page | 013378 / 001636 |
| Instrument Date | Mar 14, 2017 |
| Instrument | 25054 |
| Transaction Type | Transfer |
| Record Updated | Jul 13, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4126 RIVER RD CINCINNATI OH 452041038, CINCINNATI, OH 45204-1038 |
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Cincinnati City |
| Unified School District | Cincinnati City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,036.00 (+3.09%) | $32,641 (-) Land $3,430 Building $29,211 | $93,260 (-) Land $9,800 Building $83,460 |
| 2024 | $1,975.00 (-2.18%) | $32,641 (-) Land $3,430 Building $29,211 | |
| 2023 | $2,019.00 (+23.56%) | $32,641 (+38.34%) Land $3,430 Building $29,211 | $93,260 (+38.35%) Land $9,800 Building $83,460 |
| 2022 | $1,634.00 Homeowner's exemption | $23,594 Land $3,819 Building $19,775 | |
| 2020 | $67,410 Land $10,910 Building $56,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 6 (1998–2018) |
| Claims Outside the SFHA | 1 of 6 |
| Most Recent Claim | Feb 2018 · Severe Storms, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 331 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures