4090 River Rd, Cincinnati, OH 45204 Property Records

Hamilton County property record for 4090 River Rd, Cincinnati, OH 45204

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,786 sqft · built 1879
Lot Size0.151 acres (6,621 sqft)
OwnerIndividual Name on Record
Last Sale$136,000 (Jul 2004)
Tax Bill$2,798 (2025)
Deeds & MortgagesDec 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN160-0071-0033-00

Property Details

APN / Parcel Number

Primary APN160-0071-0033-00

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area2,786 sqft Living Area
1st Floor Area1,418 sqft
2nd Floor Area1,368 sqft
Basement Area1,418 sqft

Exterior

Year BuiltBuilt 1879
Architectural StyleConventional
Exterior MaterialBrick
Lot Area6,621 sqft (0.151 acres)
Lot Dimensions150 ft deep x 100 ft wide
PorchPorch
Porch Area168 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemHVAC

Location & Zoning

Street Address4090 RIVER RD
CityCINCINNATI
StateOH
Zip45204-1065
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionNS RIVER RD 50 X 150 LT BWM F CULLUM SUB STATE ESMT PR 44 CONS
Legal SubdivisionWM F CULLUM SUB
Legal Lot NumberB
JurisdictionHAMILTON OH
Township / Civil DivisionCINCINNATI
Census Block Group1
Census Block1000
Census Tract10400

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4090 RIVER RD, CINCINNATI, OH 45204-1065
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 20, 2004 · Amount on Record
Deed SaleJul 20, 2004 · Amount on Record
Prior SaleJul 20, 2004 · Amount on Record
Deed Document Number0000155549
Last Transfer DateDec 20, 2020
Transfer Doc0000134610
Record UpdatedJun 8, 2026

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateDec 20, 2020
Property Address4090 RIVER RD, CINCINNATI, OH 45204-1065
Document Number0000134610
Book / Page014319 / 003007
Instrument DateDec 1, 2020
Instrument134610
Transaction TypeTransfer
Record UpdatedFeb 10, 2021
Title CompanyOTHER

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4090 RIVER RD CINCINNATI OH 452041065, CINCINNATI, OH 45204-1065

Mortgage

Document Number134611
DateDec 20, 2020
Book Page014319/003010
Instrument134611
Lender
NameLIBERTY HM MTG
TypeMortgage Company
Address4401 ROCKSIDE RD # 310, INDEPENDENCE, OH 44131-2147
Agreement
AmountAmount Recorded
Term360 Months
DueDec 19, 2050

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
MunicipalityCincinnati City
Unified School DistrictCincinnati City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,798.00 (+3.1%)$45,024 (-) Land $2,205 Building $42,819
2024$2,714.00 (-2.16%)$45,024 (-) Land $2,205 Building $42,819
2023$2,774.00 (+63.08%)$45,024 (+83.08%) Land $2,205 Building $42,819$128,640 (+83.09%) Land $6,300 Building $122,340
2022$1,701.00 Homeowner's exemption$24,592 Land $2,279 Building $22,313
2020$70,260 Land $6,510 Building $63,750

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims6 (1998–2018)
Claims Outside the SFHA1 of 6
Most Recent ClaimFeb 2018 · Severe Storms, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCINCINNATI PUBLIC WATER SYSTEM
serves 800,000 people · EPA ID OH3102612
Water SourceSurface water
Last State InspectionDec 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 331 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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