4126 Harbor Rd, Orange Beach, AL 36561 Property Records

Baldwin County property record for 4126 Harbor Rd, Orange Beach, AL 36561

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,184 sqft · built 2005
Lot Size	0.172 acres (7,521 sqft)
Owner	Company Name on File
Last Sale	$2,200,000 (Jan 2022)
Tax Bill	$16,246 (2026)
Deeds & Mortgages	Jan 2022 Sale Aug 2019 Sale + 1 more
Flood Zone	Zone AE (high risk)
APN	`65-02-04-4-001-065`

Property Details

APN / Parcel Number

Primary APN	`65-02-04-4-001-065`
Alternative APNs	`114265` `360441` `393681`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,184 sqft Heated Area
1st Floor Area	1,892 sqft
Upper Floors Area	1,292 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Fiber Cement Siding
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	7,521 sqft (0.172 acres)
Lot Dimensions	130 ft deep x 70 ft wide
View / Lot	Waterfront / Beach
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	393681
Street Address	4126 HARBOR RD
City	ORANGE BEACH
State	AL
Zip	36561-3522
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	71.9' X 104.6' IRR LOT 66 TERRY COVE HARBOR SUB SLIDE 1365-A THRU 1366-B CITY OF ORANGE BEACH SEC 4-T9S-R5E (WD)
Legal Subdivision	TERRY COVE HARBOR
Legal Lot Number	66
Jurisdiction	BALDWIN AL
Township / Civil Division	FOLEY
Census Block Group	1
Census Block	1015
Census Tract	11414

Owner

4126 Harbor Rd is owned by a company that bought it in January 2022.

Source: Baldwin County records, as of October 20, 2026

Owner of Record	Company Name on File
Mailing Address	7682 POINDEXTER RD, LOUISA, VA 23093-4568
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 25, 2022	Warranty Deed, Transfer
Aug 26, 2019	Warranty Deed, Transfer ATTORNEY ONLY
Sep 19, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 25, 2022 · Amount on File
Deed Sale	Jan 25, 2022 · Amount on File
Prior Sale	Aug 26, 2019 · Amount on File
Deed Document Number	20221973683
Record Updated	Oct 29, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BALDWIN AL
Recording Date	Jan 25, 2022
Property Address	4126 HARBOR RD, ORANGE BEACH, AL 36561-3522
Document Number	0001973683
Map Reference	SL 1366-B
Instrument Date	Jan 24, 2022
Instrument	1973683
Transaction Type	Transfer
Record Updated	Apr 16, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	209 MOUNT HOREB RD, MERIDIAN, MS 39301-8103

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7682 POINDEXTER RD, LOUISA, VA 23093-4568

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BALDWIN AL
Recording Date	Aug 26, 2019
Property Address	4126 HARBOR RD, ORANGE BEACH, AL 36561-3522
Document Number	0001780079
Instrument Date	Aug 23, 2019
Instrument	1780079
Transaction Type	Transfer
Record Updated	Sep 4, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$1,200.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	12340 QUITMAN MERIDIAN HWY MERIDIAN MS 393017778, MERIDIAN, MS 39301-7778

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BALDWIN AL
Recording Date	Sep 19, 2017
Property Address	4126 HARBOR RD, ORANGE BEACH, AL 36561-3522
Document Number	0001656610
Instrument Date	Sep 15, 2017
Instrument	1656610
Transaction Type	Transfer
Record Updated	Oct 11, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$850.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	10185 SOUTHERN OAKS DR SARALAND AL 365718713, SARALAND, AL 36571-8713

Tax Assessment & Valuation

The 2026 property tax bill for 4126 Harbor Rd was $16,246, up 18.4% from the year before.

Source: Baldwin County assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Baldwin County
Municipality	Orange Beach City
Unified School District	Orange Beach City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$16,246.00 (+18.36%)
2025	$13,726.00	$428,960 Land $228,300 Building $200,660	$2,226,400 Land $1,185,000 Building $1,041,400
2023	$11,428.00 (+11.9%) Additional exemption filed	$357,140 (+11.9%)	$1,785,700 (+11.9%) Land $971,400 Building $814,300
2022	$10,213.00 (+27.09%) Additional exemption filed	$319,160	$1,595,800 Land $771,400 Building $824,400
2021	$8,036.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4126 Harbor Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	12.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 296 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1,104 units insured incl. 808 condo units
Nearby Flood Claims	159 (1995–2020)
Claims Outside the SFHA	6 of 159
Most Recent Claim	Oct 2020 · tidal / storm surge
Claims by Event	Hurricane Sally, Sep 2020 · 127 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 4 claims Hurricane Ivan, Sep 2004 · 19 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4126 Harbor Rd is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 66% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORANGE BEACH WATER SEWER AND F.P.A. serves 17,796 people · EPA ID AL0000053
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	29 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Point Broadband Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Brightspeed, C Spire Wireless.

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