4123 Harbor Rd, Orange Beach, AL 36561 Property Records

Baldwin County property record for 4123 Harbor Rd, Orange Beach, AL 36561 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,378 sqft · built 2003
Lot Size	0.263 acres (11,466 sqft)
Owner	Individual Name on File
Last Sale	$140,000 (Jan 2015)
Tax Bill	$2,804 (2025)
Deeds & Mortgages	Jun 2018 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`65-02-04-4-001-040`

Property Details

APN / Parcel Number

Primary APN	`65-02-04-4-001-040`
Alternative APNs	`114303` `218310`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,378 sqft Heated Area
1st Floor Area	2,306 sqft
Upper Floors Area	1,072 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Fiber Cement Siding
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	11,466 sqft (0.263 acres)
Lot Dimensions	188 ft deep x 60.7 ft wide
Garage Type	Carport
Carport	Carport

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	218310
Street Address	4123 HARBOR RD
City	ORANGE BEACH
State	AL
Zip	36561-3579
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	60.7' X 188.9' IRR LOT 42 TERRY COVE HARBOR SUB SLIDE 1365-A THRU 1366-B IN THE CITY OF ORANGE BEACH SEC 4-T9S-R5E (WD/SURVIV
Legal Subdivision	TERRY COVE HARBOR
Legal Lot Number	42
Jurisdiction	BALDWIN AL
Township / Civil Division	FOLEY
Census Block Group	1
Census Block	1015
Census Tract	11414

Owner

Source: Baldwin County records · APN 65-02-04-4-001-040

Assessment roll updated April 16, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	100 DEXTER AVE, MOUNTAIN BRK, AL 35213-3706
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 22, 2015 · Amount on Record
Deed Sale	Jan 22, 2015 · Amount on Record
Deed Document Number	20151495520
Record Updated	Sep 20, 2026

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BALDWIN AL
Recording Date	Jun 12, 2018
Property Address	4123 HARBOR RD, ORANGE BEACH, AL 36561-3579
Document Number	0001701284
Instrument Date	Jun 11, 2018
Instrument	1701284
Transaction Type	Transfer
Record Updated	Jun 08, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	23349 DUNDEE CIR, 23349, FOLEY, AL 36535-7336

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	100 DEXTER AVE, MOUNTAIN BRK, AL 35213-3706

Mortgage

Document Number	0001701285
Date	Jun 12, 2018
Instrument	1701285

Lender

Name	BRYANT BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Baldwin County records · Assessment roll updated April 16, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Baldwin County
Municipality	Orange Beach City
Unified School District	Orange Beach City School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,804.00 (+6.17%)	$87,640 (+6.15%) Land $26,320 Building $61,320	$938,600 (+13.71%) Land $281,800 Building $656,800
2023	$2,641.00 (+20.81%)	$82,560 (+20.81%)	$825,400 (+20.8%) Land $213,800 Building $611,600
2022	$2,186.00 (+35.36%)	$68,340	$683,300 Land $167,200 Building $516,100
2021	$1,615.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Baldwin County (01003C), updated September 27, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 010030114141, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 296 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1,104 units insured 808 under condo master policies
Nearby Flood Claims	159 (1995–2020)
Claims Outside the SFHA	6 of 159
Most Recent Claim	Oct 2020, tidal / storm surge
Claims By Storm	Hurricane Sally, Sep 2020 · 127 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 4 claims Hurricane Ivan, Sep 2004 · 19 claims

Wildfire

Wildfire Risk	Moderate above 54% of the US · above 66% of Alabama
Wildfire Likelihood	About 1 in 980 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 148 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Point Broadband Fiber Holding	Fiber	1,000 / 1,000
Mediacom Communications	Cable	1,000 / 50
Verizon	Fixed Wireless	300 / 20

May also be available at this address: Telapex, AT&T, Brightspeed. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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