Baldwin County property record for 4129 Harbor Rd, Orange Beach, AL 36561 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 7 bd · 4.5 ba · 4,083 sqft · built 2018 |
| Lot Size | 0.215 acres (9,395 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,501 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Apr 2020 Line of Credit |
| Flood Zone | Zone AE (high risk) |
| APN | 65-02-04-4-001-043 |
| Primary APN | 65-02-04-4-001-043 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 7 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 3 Stories |
| Building Area | 4,083 sqft Heated Area |
| 1st Floor Area | 1,780 sqft |
| Upper Floors Area | 1,736 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Fiber Cement Siding |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 9,395 sqft (0.215 acres) |
| Lot Dimensions | 136 ft deep x 68.7 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Pool Area | 429 sqft |
|---|---|
| Porch | Porch |
| Porch Area | 2,331 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 310805 |
|---|---|
| Street Address | 4129 HARBOR RD |
| City | ORANGE BEACH |
| State | AL |
| Zip | 36561-3579 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 68.78' X 136.6' IRR LOT 45 TERRY COVE HARBOR SUB SLIDE 1365-A & 1367-A IN THE CITY OF ORANGE BEACH SEC 4-T9S-R5E (WD-SURVIVOR |
| Legal Subdivision | TERRY COVE HARBOR |
| Legal Lot Number | 45 |
| Jurisdiction | BALDWIN AL |
| Township / Civil Division | FOLEY |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 11414 |
Source: Baldwin County records · APN 65-02-04-4-001-043
Assessment roll updated April 16, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4129 HARBOR RD, ORANGE BEACH, AL 36561-3579 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
| Date | Document |
|---|---|
| May 27, 2026 | Deed of Trust, Mortgage · Conventional Mortgage GRIFFIN FUNDING INC |
| Apr 13, 2020 | Deed of Trust, Mortgage · Line of Credit REGIONS BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 23, 2014 |
| Deed Sale | Jun 23, 2014 |
| Deed Document Number | 20141463243 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALDWIN AL |
| Recording Date | May 27, 2026 |
| Property Address | 4129 HARBOR RD, ORANGE BEACH, AL 36561-3579 |
| Document Number | 0002256170 |
| Instrument Date | May 18, 2026 |
| Instrument | 20262256170 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 4129 HARBOR RD, ORANGE BEACH, AL 36561-3579 |
| Document Number | 0002256170, |
|---|---|
| Date | May 27, 2026 |
| Instrument | 20262256170 |
| Name | GRIFFIN FUNDING INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALDWIN AL |
| Property Address | 4129 HARBOR RD, ORANGE BEACH, AL 36561-3579 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0001822572 |
|---|---|
| Date | Apr 13, 2020 |
| Instrument | 1822572 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | FAIRHOPE, AL 36532 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Mar 24, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Baldwin County records · Assessment roll updated April 16, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Baldwin County |
| Municipality | Orange Beach City |
| Unified School District | Orange Beach City School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,501.00 (+4.95%) | $111,340 (+4.88%) Land $26,980 Building $84,360 | $1,163,200 (+9.57%) Land $281,800 Building $881,400 |
| 2023 | $3,336.00 (+19.78%) Homeowner's exemption | $106,160 (+19.36%) | $1,061,600 (+19.36%) Land $213,800 Building $847,800 |
| 2022 | $2,785.00 (+40.8%) Homeowner's exemption | $88,940 | $889,400 Land $167,200 Building $722,200 |
| 2021 | $1,978.00 |
Source: FEMA National Flood Hazard Layer, Baldwin County (01003C), updated September 27, 2020 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | 11.0 ft |
| Wildfire Risk | Moderate above 54% of the US · above 66% of Alabama |
|---|---|
| Wildfire Likelihood | About 1 in 980 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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