4121 Chambers St, Cincinnati, OH 45223 Property Records

Hamilton County property record for 4121 Chambers St, Cincinnati, OH 45223

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,280 sqft · built 2015
Lot Size	0.046 acres (2,004 sqft)
Owner	Individual Name on Record
Tax Bill	$1,266 (2025)
Deeds & Mortgages	Jul 2022 Line of Credit Jan 2022 Sale
Flood Zone	Zone X (reduced by levee)
APN	`221-0019-0063-00`

Property Details

APN / Parcel Number

Primary APN	`221-0019-0063-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,280 sqft Living Area
Gross Area	1,920 sqft
1st Floor Area	640 sqft
2nd Floor Area	640 sqft
Basement Area	640 sqft

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Conventional
Exterior Material	Frame Siding
Construction Type	Frame
Roof Material	Asphalt
Lot Area	2,004 sqft (0.046 acres)
Lot Dimensions	100 ft deep x 125 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	4121 CHAMBERS ST
City	CINCINNATI
State	OH
Zip	45223-2152
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF2
Legal Description	4121 CHAMBERS ST 25 X 100 LOT 1 BLK 13 J C LUDLOWS EST
Legal Subdivision	LUDLOWS EST
Legal Block	13
Legal Lot Number	1
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	1
Census Block	1014
Census Tract	7400

Owner

Source: Hamilton County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4121 CHAMBERS ST, CINCINNATI, OH 45223-2152
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 5, 2022	Warranty Deed, Transfer · Line of Credit HABITAT FOR HUMANITY
Jan 14, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 5, 2022
Deed Sale	Jul 5, 2022
Prior Sale	Jan 14, 2022 · Amount on Record
Deed Document Number	202265519
Deed Book / Page	14701 / 949
Prior Transfer Date	Aug 6, 2010
Prior Transfer Doc	0000000873
Record Updated	Oct 29, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jul 5, 2022
Property Address	4121 CHAMBERS ST, CINCINNATI, OH 45223-2152
Document Number	0000065519
Book / Page	14701 / 949
Map Reference	CASE 3361
Instrument Date	Jun 24, 2022
Instrument	2022-0065519
Transaction Type	Transfer
Record Updated	Aug 19, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4121 CHAMBERS ST, CINCINNATI, OH 45223-2152

Mortgage

Document Number	0000065520
Date	Jul 5, 2022
Instrument	2022-0065520

Lender

Name	HABITAT FOR HUMANITY
Type	Non-Lending Institution

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Mortgage

Document Number	0000065521
Date	Jul 5, 2022
Book Page	14701/958
Instrument	2022-0065521

Lender

Name	HABITAT FOR HUMANITY
Type	Non-Lending Institution
Address	CINCINNATI, OH 45237

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2052

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jan 14, 2022
Property Address	4121 CHAMBERS ST, CINCINNATI, OH 45223-2152
Document Number	0000005326
Book / Page	14584 / 412
Map Reference	CASE 3361
Instrument Date	Jan 7, 2022
Instrument	2022-0005326
Transaction Type	Transfer
Record Updated	Feb 25, 2022

Transaction

Amount	Amount Recorded
Tax	$315.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4910 PARA DR, CINCINNATI, OH 45237-5012

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,266.00 (-0.39%)	$67,620 (-) Land $20,706 Building $46,914	$193,200 (-) Land $59,160 Building $134,040
2024	$1,271.00 (-2.16%)	$67,620 (-) Land $20,706 Building $46,914
2023	$1,299.00 (+70.03%)	$67,620 (+31.58%) Land $20,706 Building $46,914	$193,200 (+31.58%) Land $59,160 Building $134,040
2022	$764.00 Homeowner's exemption	$51,391 Land $10,703 Building $40,688
2020			$146,830 Land $30,580 Building $116,250

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1979)
Most Recent Claim	Sep 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 418 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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