4125 S 3rd St Rd, Waco, TX 76706 Property Records

McLennan County property record for 4125 S 3rd St Rd, Waco, TX 76706

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,780 sqft · built 1960
Lot Size	1.57 acres (68,651 sqft)
Owner	Company Name on Record
Tax Bill	$3,957 (2025)
Deeds & Mortgages	Dec 2020 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`48-031703-063107-0`

Property Details

APN / Parcel Number

Primary APN	`48-031703-063107-0`
Alternative APNs	`4803170306310700111` `183951`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,780 sqft Living Area
1st Floor Area	1,780 sqft
Flooring	Wood

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1961
Exterior Material	Wood
Construction Type	Wood
Roof Type	Reinforced Concrete
Roof Material	Composition Shingle
Lot Area	68,651 sqft
Porch	Open Porch
Porch Area	274 sqft

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	4125 S 3RD ST RD
City	WACO
State	TX
Zip	76706-4193
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	OCAMPO C ACRES 1.576
Legal Subdivision	OCAMPO C
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	1
Census Block	1064
Census Tract	1900

Owner

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3820 FRANKLIN AVE, WACO, TX 76710-7346
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

December 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MCLENNAN TX
Property Address	4125 S 3RD ST RD, WACO, TX 76706-4193
Document Number	0000045779
Instrument Date	Dec 10, 2020
Transaction Type	Mortgage
Record Updated	Feb 26, 2021
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 7660 WACO TX 767147660, WACO, TX 76714-7660

Mortgage

Document Number	0000045779
Date	Dec 23, 2020
Instrument	45779

Lender

Name	ALLIANCE BK CTRL TX
Type	Bank
Address	WACO, TX 76710

Agreement

Amount	Amount Recorded
Term	84 Months
Due	Dec 22, 2027

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Waco Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$176,000 (-) Land $27,990 Building $148,010	$176,000 (-) Land $27,990 Building $148,010
2025	$3,957.00 (-0.33%)	$176,000 (-12.28%) Land $27,990 Building $148,010	$176,000 (-12.28%) Land $27,990 Building $148,010
2024	$3,970.00 (-11.72%)
2023		$200,630 Land $27,990 Building $172,640	$200,630 Land $27,990 Building $172,640
2022	$4,497.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 39 individual policies
Nearby Flood Policies	41 units insured incl. 2 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 83% of Texas
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST BRAZOS WSC serves 3,183 people · EPA ID TX0730021
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pavlov Media Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Central Link Broadband Fixed Wireless	100 / 20

May also be available: AT&T.

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