4209 S 3rd St Rd, Waco, TX 76706 Property Records

McLennan County property record for 4209 S 3rd St Rd, Waco, TX 76706

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,808 sqft · built 1924
Lot Size	7.04 acres (306,924 sqft)
Owner	Individual Name on Record
Last Sale	$188,423 (Oct 2023)
Tax Bill	$1,003 (2025)
Deeds & Mortgages	Aug 2018 Line of Credit Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`48-031703-063601-1`

Property Details

APN / Parcel Number

Primary APN	`48-031703-063601-1`
Alternative APNs	`4803170306360110111` `183959`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,808 sqft Living Area
1st Floor Area	1,808 sqft
Flooring	Carpet

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1924
Exterior Material	Wood
Construction Type	Wood
Roof Type	Reinforced Concrete
Roof Material	Composition Shingle
Lot Area	306,924 sqft
Lot Dimensions	926 ft deep x 148 ft wide
Garage Type	Detached
Garage Area	480 sqft
Porch	Open Porch
Porch Area	572 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Street Address	4209 S 3RD ST RD
City	WACO
State	TX
Zip	76706-6903
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	C-2
Legal Description	OCAMPO C ACRES 7.046
Legal Subdivision	OCAMPO C
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	1
Census Block	1064
Census Tract	1900

Owner

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4207 S 3RD ST RD, WACO, TX 76706-6903
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
Aug 20, 2018	Deed of Trust, Mortgage · Line of Credit MEMBERS CHOICE OF CENTRAL TEXAS FCU
Nov 13, 2020	Deed of Trust, Mortgage MEMBERS CHOICE/CTRL TX FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 30, 2023 · Amount on Record
Deed Sale	Oct 30, 2023 · Amount on Record
Deed Document Number	202333748
Record Updated	Oct 29, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	4209 S 3RD ST RD, WACO, TX 76706-6903
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000029465
Date	Aug 20, 2018
Instrument	2018029465

Lender

Name	MEMBERS CHOICE OF CENTRAL TEXAS FCU
Type	Credit Union
Address	WACO, TX 76710

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Aug 14, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	4209 S 3RD ST RD, WACO, TX 76706-6903
Document Number	0000041375
Instrument Date	Nov 13, 2020
Transaction Type	Mortgage
Record Updated	Dec 7, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4209 S 3RD ST RD WACO TX 767066903, WACO, TX 76706-6903

Mortgage

Document Number	0000041375
Date	Nov 18, 2020
Instrument	41375

Lender

Name	MEMBERS CHOICE/CTRL TX FCU
Type	Credit Union
Address	WACO, TX 76710

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Nov 17, 2040

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Waco Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$203,483 (+1%)	$290,220 (-) Land $71,550 Building $218,670
2025	$1,003.00 (-68.16%) Homeowner's exemption Senior Citizen's exemption Veteran's exemption	$184,985 (-48.62%)	$290,220 (-19.38%) Land $71,550 Building $218,670
2024	$3,150.00 (-43.05%)
2023		$360,000 Land $73,190 Building $286,810	$360,000 Land $73,190 Building $286,810
2022	$5,531.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 39 individual policies
Nearby Flood Policies	41 units insured incl. 2 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 83% of Texas
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST BRAZOS WSC serves 3,183 people · EPA ID TX0730021
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pavlov Media Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Central Link Broadband Fixed Wireless	100 / 20

May also be available: AT&T.

Nearby Properties on S 3rd St Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures