4105 S 3rd St Rd, Waco, TX 76706 Property Records

McLennan County property record for 4105 S 3rd St Rd, Waco, TX 76706

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,336 sqft · built 1959
Lot Size1.8 acres (78,452 sqft)
OwnerIndividual Name on Record
Tax Bill$5,394 (2024)
Deeds & MortgagesDec 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN480317030629004

Property Details

APN / Parcel Number

Primary APN480317030629004
Alternative APNs
  • 4803170306290040111
  • 183942

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,336 sqft Living Area
1st Floor Area1,336 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 1959
Exterior MaterialWood
Construction TypeWood
Foundation TypeWood
Roof MaterialMetal
Lot Area78,452 sqft (1.8 acres)
Lot Dimensions354 ft deep x 237 ft wide
Garage TypeDetached
Garage Area432 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area934 sqft
Deck Area790 sqft
FenceFence
Storage Building160 sqft

Utilities, Heating & Cooling

Cooling SystemEvaporative
Heating SystemSpace Heater

Location & Zoning

Account Number183942
Old Parcel Number4803170306290040111
Street Address4105 S 3RD ST RD
CityWACO
StateTX
Zip76706-4103
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1A
Legal DescriptionO'CAMPO C TRACT TR 6 ACRES 1.801
Legal SubdivisionO'CAMPO C
Legal Tract6
Legal Lot NumberTR 6
JurisdictionMCLENNAN TX
Township / Civil DivisionWACO
Census Block Group1
Census Block1013
Census Tract1900

Owner

Source: McLennan County records, as of October 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4105 S 3RD ST RD, WACO, TX 76706-4103
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 18, 2021
Deed SaleAug 18, 2021
Deed Document Number2021033154
Record UpdatedJun 8, 2026

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLENNAN TX
Property Address4105 S 3RD ST RD, WACO, TX 76706-4103
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000039927
DateDec 5, 2017
Instrument2017039927
Lender
NameEXTRACO BANKS NA
TypeBank
AddressWACO, TX 76710
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term119 Months
DueNov 28, 2027
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateTexas
CountyMcLennan County
MunicipalityWaco City
Unified School DistrictWaco Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$240,100 (+6.83%) Land $29,880 Building $210,220$240,100 (+6.83%) Land $29,880 Building $210,220
2024$5,394.00 (+7.07%)
2023$224,760 Land $29,880 Building $194,880$224,760 Land $29,880 Building $194,880
2022$5,038.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 39 individual policies
Nearby Flood Policies41 units insured
incl. 2 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 63% of the US · lower than 88% of Texas
Wildfire Likelihood0.05% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF WACO
serves 146,241 people · EPA ID TX1550008
Water SourceSurface water
Last State InspectionMay 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Pavlov Media
Fiber
8,000 / 8,000
Spectrum
Cable
1,000 / 1,000
Nextlink
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
Central Link Broadband
Fixed Wireless
100 / 20

May also be available: AT&T.

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