4125 Ruth Ave, Modesto, CA 95355 Property Records

Stanislaus County property record for 4125 Ruth Ave, Modesto, CA 95355

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,404 sqft · built 1985
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on File
Last Sale	$262,000 (Oct 2004)
Tax Bill	$3,917 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Jan 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`070-002-061-000`

Property Details

APN / Parcel Number

Primary APN	`070-002-061-000`
Alternative APN	`0700261`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,404 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Construction Type	Wood
Lot Area	6,534 sqft (0.15 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	0700261
Street Address	4125 RUTH AVE
City	MODESTO
State	CA
Zip	95355-9515
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FARA ESTATES BLK 1848 LOT 12
Legal Subdivision	FARA ESTATES
Legal Block	1848
Legal Lot Number	12
Jurisdiction	STANISLAUS CA
Township / Civil Division	WATERFORD
Census Block Group	1
Census Block	1009
Census Tract	2803

Owner

Source: Stanislaus County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	787 ROBERT L SMITH DR, TRACY, CA 95376-7915
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage SAN MATEO CU
Jan 31, 2019	Quit Claim Deed, Transfer · Conventional Mortgage SAN MATEO CU
May 8, 2017	Deed of Trust, Mortgage · Conventional Mortgage SAN MATEO CU
May 16, 2017	Quit Claim Deed, Transfer NORTH AMERICAN TITLE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 21, 2004 · Amount on Record
Deed Sale	Oct 21, 2004 · Amount on Record
Prior Sale	May 16, 2017
Deed Document Number	0000173540
Last Transfer Date	Jan 31, 2019
Transfer Doc	0000005439
Record Updated	Jun 7, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	4125 RUTH AVE, MODESTO, CA 95355-9515
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FNT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	787 ROBERT L SMITH DR, TRACY, CA 95376-7915

Mortgage

Document Number	0000068933
Date	Sep 11, 2020
Instrument	2020-0068933

Lender

Name	SAN MATEO CU
Type	Credit Union
Address	REDWOOD CITY, CA 94063

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Oct 1, 2040

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STANISLAUS CA
Recording Date	Jan 31, 2019
Property Address	4125 RUTH AVE, MODESTO, CA 95355-9515
Document Number	0000005439
Instrument Date	Jan 14, 2019
Instrument	5439
Transaction Type	Transfer
Record Updated	Feb 13, 2019
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	787 ROBERT L SMITH DR TRACY CA 953767915, TRACY, CA 95376-7915

Mortgage

Document Number	5440
Date	Jan 31, 2019
Instrument	5440

Lender

Name	SAN MATEO CU
Type	Credit Union
Address	REDWOOD CITY, CA 94063

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 30, 2049

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	4125 RUTH AVE, MODESTO, CA 95355-9515
Document Number	0000034784
Instrument Date	May 8, 2017
Transaction Type	Mortgage
Record Updated	Nov 16, 2018
Title Company	NORTH AMERICAN TITLE INSURANCE COMPANY, NORTH AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	787 ROBERT L SMITH DR TRACY CA 953767915, TRACY, CA 95376-7915

Mortgage

Document Number	0000034784
Date	May 16, 2017
Instrument	34784

Lender

Name	SAN MATEO CU
Type	Credit Union
Address	REDWOOD CITY, CA 94063

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 15, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.25%

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STANISLAUS CA
Recording Date	May 16, 2017
Property Address	4125 RUTH AVE, MODESTO, CA 95355-9515
Document Number	0000034783
Instrument Date	Apr 28, 2017
Instrument	34783
Transaction Type	Transfer
Record Updated	May 25, 2017
Title Company	NORTH AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	787 ROBERT L SMITH DR TRACY CA 953767915, TRACY, CA 95376-7915

Tax Assessment & Valuation

Source: Stanislaus County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Stanislaus County
Municipality	Modesto City
Elementary School District	Empire Union Elementary School District (KG - 08)
Secondary School District	Modesto City High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$3,917.00 (-1.24%)	$362,400 (+4.04%) Land $111,503 Building $250,897
2023	$3,966.00 (+5.76%)	$348,329 Land $107,174 Building $241,155
2022	$3,750.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 23, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MODESTO serves 218,915 people · EPA ID CA5010010
Water Source	Purchased surface water from MODESTO IRRIGATION DISTRICT
Last State Inspection	Jan 2025
Lead	12 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 792 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
ezWave Fixed Wireless	1,000 / 200
UnWired Broadband Holding Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
T-Mobile USA Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: Ayera Technologies.

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