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4120 Ruth Ave, Modesto, CA 95355 Property Records

Stanislaus County property record for 4120 Ruth Ave, Modesto, CA 95355

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,400 sqft · built 1985
Lot Size0.15 acres (6,534 sqft)
OwnerIndividual Name on File
Tax Bill$2,127 (2025)
Deeds & MortgagesAug 2021 Mortgage
Jul 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN070-002-049-000

Property Details

APN / Parcel Number

Primary APN070-002-049-000
Alternative APN
  • 0700249

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,400 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1985
Architectural StyleBungalow
Construction TypeWood
Lot Area6,534 sqft (0.15 acres)
Parking Spaces2 Parking Spaces
Pool TypePool with Hot Tub/Spa
Patio Area210 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Old Parcel Number0700249
Street Address4120 RUTH AVE
CityMODESTO
StateCA
Zip95355-9506
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionFARA ESTATES BLK 1847 LOT 6
Legal SubdivisionFARA ESTATES
Legal Block1847
Legal Lot Number6
JurisdictionSTANISLAUS CA
Township / Civil DivisionWATERFORD
Census Block Group1
Census Block1010
Census Tract2803

Owner

Source: Stanislaus County records · APN 070-002-049-000

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address4120 RUTH AVE, MODESTO, CA 95355-9506
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 31, 2021Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Jul 28, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 02, 2008
Deed SaleJan 02, 2008
Prior SaleAug 30, 2001
Deed Document Number2008R0000210
Record UpdatedJun 07, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTANISLAUS CA
Property Address4120 RUTH AVE, MODESTO, CA 95355-9506
Transaction TypeMortgage
Record UpdatedSep 27, 2023
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATL TTL CO OF CA

Transferred To (Grantee/Buyer)

NameVerified Name
Address4120 RUTH AVE, MODESTO, CA 95355-9506

Mortgage

Document Number0000083766
DateAug 31, 2021
Instrument2021-0083766
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2051

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTANISLAUS CA
Property Address4120 RUTH AVE, MODESTO, CA 95355-9506
Document Number0000056945
Instrument DateJul 28, 2020
Transaction TypeMortgage
Record UpdatedAug 17, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address4120 RUTH AVE MODESTO CA 953559506, MODESTO, CA 95355-9506

Mortgage

Document Number0000056945
DateAug 03, 2020
Instrument56945
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 02, 2050

Tax Assessment & Valuation

Source: Stanislaus County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateCalifornia
CountyStanislaus County
MunicipalityModesto City
Elementary School DistrictEmpire Union Elementary School District (KG - 08)
Secondary School DistrictModesto City High School District (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$2,127.00 (-5%) Homeowner's exemption$203,760 (+4.04%) Land $53,781 Building $149,979
2023$2,239.00 (+6.92%) Homeowner's exemption$195,850 Land $51,694 Building $144,156
2022$2,094.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 23, 2022 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 67% of the US · lower than 81% of California
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
ezWave
Fixed Wireless		1,000 / 200
UnWired Broadband Holding
Fixed Wireless		400 / 50
Verizon
Fixed Wireless		300 / 20
Cal.net
Fixed Wireless		100 / 20
T-Mobile USA
Fixed Wireless		100 / 20
AT&T
DSL · Fixed Wireless in parts of the area		100 / 20

May also be available: Ayera Technologies.

Based on FCC filings for 792 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF MODESTO
serves 218,915 people
Water SourcePurchased surface water from MODESTO IRRIGATION DISTRICT
Last State InspectionJan 2025
Lead12 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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