4125 Riverside Dr, Lorain, OH 44055 Property Records

Lorain County property record for 4125 Riverside Dr, Lorain, OH 44055

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 864 sqft · built 1954
Lot Size0.13 acres (5,663 sqft)
OwnerIndividual Name on File
Tax Bill$1,204 (2025)
Deeds & MortgagesJan 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN03-00-079-125-002

Property Details

APN / Parcel Number

Primary APN03-00-079-125-002

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area864 sqft Living Area
1st Floor Area864 sqft
FireplaceFireplace

Exterior

Year BuiltBuilt 1954
Effective Year BuiltEffective 1970
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Lot Area5,663 sqft (0.13 acres)
Lot Dimensions100 ft deep x 59 ft wide
Garage TypeDetached
Garage Area440 sqft
Parking Spaces2 Parking Spaces
Patio Area264 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address4125 RIVERSIDE DR
CityLORAIN
StateOH
Zip44055-3701
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHOMEWOOD 2 FRNT 55.00 X 111.00
Legal SubdivisionHOMEWOOD SECOND ADDITION
Legal Block125
Legal Lot Number397
JurisdictionLORAIN OH
Township / Civil DivisionLORAIN
Census Block Group4
Census Block4012
Census Tract97500

Owner

4125 Riverside Dr is owned and occupied by an individual who acquired it in January 2020.

Source: Lorain County records, as of March 20, 2026

Owner of RecordIndividual Name on File
Mailing Address4125 RIVERSIDE DR, LORAIN, OH 44055-3701
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 22, 2020
Deed SaleJan 22, 2020
Prior SaleApr 5, 1999
Deed Document Number2020090231
Record UpdatedJun 8, 2026

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLORAIN OH
Property Address4125 RIVERSIDE DR, LORAIN, OH 44055-3701
Instrument DateJan 14, 2020
Transaction TypeMortgage
Record UpdatedFeb 6, 2020
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address4125 RIVERSIDE DR LORAIN OH 440553701, LORAIN, OH 44055-3701

Mortgage

Document Number746533
DateJan 22, 2020
Instrument746533
Lender
NameDOLLAR BK
TypeBank
AddressCANTON, OH 44711-8469
Agreement
AmountAmount on Record
Term360 Months
DueJan 21, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 4125 Riverside Dr was $1,204.

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyLorain County
MunicipalityLorain City
Unified School DistrictLorain City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,204.00$31,500 (-) Land $9,720 Building $21,780$90,000 (-) Land $27,780 Building $62,220
2024$1,204.00 (+4.06%)$31,500 (+40.21%) Land $9,723 Building $21,777$90,000 (+40.21%) Land $27,780 Building $62,220
2023$1,157.00 (+0.87%)$22,467 (-0.01%) Land $5,821 Building $16,646$64,190 Land $16,630 Building $47,560
2022$1,147.00$22,470 Land $5,820 Building $16,650
2021$64,190 Land $16,630 Building $47,560

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4125 Riverside Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4125 Riverside Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 96% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLORAIN CITY PWS
serves 64,152 people · EPA ID OH4700711
Water SourceSurface water
Last State InspectionJun 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 332 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: Breezeline.

Nearby Properties on Riverside Dr

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