4113 Riverside Dr, Lorain, OH 44055 Property Records

Lorain County property record for 4113 Riverside Dr, Lorain, OH 44055

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 992 sqft · built 1954
Lot Size	0.283 acres (14,541 sqft)
Owner	Individual Name on Record
Last Sale	$160,100 (Jul 2025)
Tax Bill	$335 (2025)
Deeds & Mortgages	Jul 2026 Transfer Jul 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-00-079-126-003`

Property Details

APN / Parcel Number

Primary APN	`03-00-079-126-003`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	992 sqft Living Area
Gross Area	1,476 sqft
1st Floor Area	992 sqft

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1962
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	14,541 sqft (0.283 acres)
Lot Dimensions	160 ft deep x 90.9 ft wide
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	340 sqft
Deck Area	144 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	4113 RIVERSIDE DR
City	LORAIN
State	OH
Zip	44055-3706
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOMEWOOD 2 90.88 X 160
Legal Subdivision	HOMEWOOD 2
Legal Block	126
Legal Lot Number	395
Jurisdiction	LORAIN OH
Township / Civil Division	LORAIN
Census Block Group	4
Census Block	4003
Census Tract	97500

Owner

Source: Lorain County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4113 RIVERSIDE DR, LORAIN, OH 44055-3706
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Jul 19, 2021	Warranty Deed, Transfer · FHA Mortgage YOUR HOME FINANCIAL LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 15, 2025 · Amount on Record
Deed Sale	Jul 15, 2025 · Amount on Record
Prior Sale	Jul 19, 2021 · Amount on Record
Deed Document Number	202559679
Prior Transfer Date	Feb 6, 1998
Prior Transfer Doc	0000516105
Record Updated	Oct 29, 2026

July 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LORAIN OH
Recording Date	Jul 1, 2026
Property Address	4113 RIVERSIDE DR, LORAIN, OH 44055-3706
Document Number	0000102003
Instrument Date	Jun 15, 2026
Instrument	2026102003
Transaction Type	Transfer
Record Updated	Aug 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4113 RIVERSIDE DR, LORAIN, OH 44055-3706

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Jul 19, 2021
Property Address	4113 RIVERSIDE DR, LORAIN, OH 44055-3706
Document Number	20210829502
Map Reference	VOL 15 P-G 78
Instrument Date	Jul 15, 2021
Instrument	2021-0829502
Transaction Type	Transfer
Record Updated	Jul 28, 2021
Title Company	NEWMAN TITLE AGENCY LIMITED, NEWMAN TITLE AGENCY LTD

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	4113 RIVERSIDE DR, LORAIN, OH 44055-3706

Mortgage

Document Number	20210829503
Date	Jul 19, 2021
Instrument	2021-0829503

Lender

Name	YOUR HOME FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

Mortgage

Document Number	20210829504
Date	Jul 19, 2021
Instrument	2021-0829504

Lender

Name	OHIO HOUSING FINANCE AGENCY
Type	Government Agency
Address	LORAIN, OH 44055

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Lorain City
Unified School District	Lorain City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$335.00 Homeowner's exemption	$29,580 (+0.02%) Land $4,200 Building $25,380	$84,500 (-) Land $12,000 Building $72,500
2024	$335.00 (-62.65%)	$29,575 (+11.26%) Land $4,200 Building $25,375	$84,500 (+11.26%) Land $12,000 Building $72,500
2023	$897.00 (-1.43%)	$26,583 (-0.03%) Land $5,478 Building $21,105	$75,950 (-) Land $15,650 Building $60,300
2022	$910.00	$26,590 Land $5,480 Building $21,110
2021			$75,950 Land $15,650 Building $60,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 332 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Breezeline.

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