4126 Riverside Dr, Lorain, OH 44055 Property Records

Lorain County property record for 4126 Riverside Dr, Lorain, OH 44055

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 864 sqft · built 1957
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual Name on Record
Last Sale	$87,500 (May 2022)
Tax Bill	$1,131 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage Sep 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-00-079-124-018`

Property Details

APN / Parcel Number

Primary APN	`03-00-079-124-018`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	864 sqft Living Area
1st Floor Area	864 sqft

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1975
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	5,663 sqft (0.13 acres)
Lot Dimensions	111 ft deep x 54 ft wide
Garage Type	Detached
Garage Area	280 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Gas

Location & Zoning

Street Address	4126 RIVERSIDE DR
City	LORAIN
State	OH
Zip	44055-3705
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOMEWOOD 2 58.99 X 113
Legal Subdivision	HOMEWOOD 2
Legal Block	124
Legal Lot Number	401
Jurisdiction	LORAIN OH
Township / Civil Division	LORAIN
Census Block Group	4
Census Block	4016
Census Tract	97500

Owner

Source: Lorain County records, as of May 16, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4126 RIVERSIDE DR, LORAIN, OH 44055-3705
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 4, 2022	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Sep 15, 2017	Warranty Deed, Transfer · Conventional Mortgage COMMUNITY STAR CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 4, 2022 · Amount on Record
Deed Sale	May 4, 2022 · Amount on Record
Prior Sale	Sep 15, 2017 · Amount on Record
Deed Document Number	2022873873
Prior Transfer Date	Feb 6, 2009
Prior Transfer Doc	20090283506
Record Updated	Jun 8, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	May 4, 2022
Property Address	4126 RIVERSIDE DR, LORAIN, OH 44055-3705
Document Number	0000873873
Map Reference	VOL 15 PG 78
Instrument Date	Apr 27, 2022
Instrument	2022-0873873
Transaction Type	Transfer
Record Updated	May 12, 2022
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4126 RIVERSIDE DR, LORAIN, OH 44055-3705

Mortgage

Document Number	0000873874
Date	May 4, 2022
Instrument	2022-0873874

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

Mortgage

Document Number	0000873875
Date	May 4, 2022
Instrument	2022-0873875

Lender

Name	OHIO HOUSING FINANCE AGENCY
Type	Government Agency

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Sep 15, 2017
Property Address	4126 RIVERSIDE DR, LORAIN, OH 44055-3705
Document Number	0000644375
Instrument Date	Sep 15, 2017
Instrument	644375
Transaction Type	Transfer
Record Updated	Jan 11, 2019
Title Company	MUTUAL TITLE AGENCY INC, MUTUAL TITLE AGCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$172.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	3 650 LONG RD AVON OH 44011, AVON, OH 44011

Mortgage

Document Number	644376
Date	Sep 15, 2017
Instrument	644376

Lender

Name	COMMUNITY STAR CU
Address	ELYRIA, OH 44035

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 14, 2032

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Lorain City
Unified School District	Lorain City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,131.00 (-7.22%) Homeowner's exemption	$29,580 (-0.02%) Land $9,780 Building $19,800	$84,530 (-) Land $27,950 Building $56,580
2024	$1,219.00 (+22.27%)	$29,586 (+52.86%) Land $9,783 Building $19,803	$84,530 (+52.86%) Land $27,950 Building $56,580
2023	$997.00 (-1.68%)	$19,355 (-0.03%) Land $5,859 Building $13,496	$55,300 (-) Land $16,740 Building $38,560
2022	$1,014.00	$19,360 Land $5,860 Building $13,500
2021			$55,300 Land $16,740 Building $38,560

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LORAIN CITY PWS serves 64,152 people · EPA ID OH4700711
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 332 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Breezeline.

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