4125 Curdy Rd, Howell, MI 48855 Property Records

Livingston County property record for 4125 Curdy Rd, Howell, MI 48855

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,542 sqft · built 1974
Lot Size	0.77 acres (33,541 sqft)
Owner	Individual Name on File
Last Sale	$168,000 (Mar 2017)
Tax Bill	$2,307 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Nov 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-09-300-012`

Property Details

APN / Parcel Number

Primary APN	`07-09-300-012`
Alternative APN	`470709300012`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,542 sqft Living Area
1st Floor Area	1,542 sqft
Basement Area	1,542 sqft
Unfinished Basement	1,528 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Exterior Material	Wood Siding
Lot Area	33,541 sqft (0.77 acres)
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	4125 CURDY RD
City	HOWELL
State	MI
Zip	48855-9742
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Description	SEC 9 T3N R5E PART OF SW 1/4 OF SW 1/4 DESC AS COMM AT SW COR OF SEC, TH E 439.57 FT, ALONG C.L. OF CURDY RD TO THE POB, TH N
Legal Range	05E
Legal Township	03N
Legal Section	09
Legal Subdivision	DEVONSHIRE SUBDIVISION #2
Legal Tract	712100
Jurisdiction	LIVINGSTON MI
Township / Civil Division	OCEOLA
Census Block Group	1
Census Block	1010
Census Tract	712102

Owner

Source: Livingston County assessment roll, APN 07-09-300-012, as of August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4125 CURDY RD, HOWELL, MI 48855-9742
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Nov 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage ACADEMY MORTGAGE CORP
Mar 17, 2017	Warranty Deed, Transfer ACADEMY MTG

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 17, 2017 · Amount on Record
Deed Sale	Mar 17, 2017 · Amount on Record
Deed Document Number	20177836
Prior Transfer Date	Jun 22, 2002
Prior Transfer Doc	3519000393
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIVINGSTON MI
Recording Date	Apr 30, 2026
Property Address	4125 CURDY RD, HOWELL, MI 48855-9742
Document Number	0000009306
Instrument Date	Apr 25, 2026
Instrument	20269306
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4125 CURDY RD, HOWELL, MI 48855-9742

Mortgage

Document Number	0000009306,
Date	Apr 30, 2026
Instrument	20269306

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	May 01, 2036

Interest

Rate Type	Fixed Rate
Rate	6.38%
Initial Type	Fixed Rate
Max Rate	-1%

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIVINGSTON MI
Property Address	4125 CURDY RD, HOWELL, MI 48855-9742
Transaction Type	Mortgage
Record Updated	Nov 30, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4125 CURDY RDOAD, SAINT CHARLES, MI 48655

Mortgage

Document Number	2021R045768
Date	Nov 12, 2021
Instrument	2021R-045768

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company
Address	DRAPER, UT 84020

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Oct 01, 2036

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LIVINGSTON MI
Recording Date	Mar 17, 2017
Property Address	4125 CURDY RD, HOWELL, MI 48855-9742
Document Number	0000007836
Instrument Date	Mar 15, 2017
Instrument	7836
Transaction Type	Transfer
Record Updated	Apr 12, 2017
Title Company	SELECT TITLE COMPANY, SELECT TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,445.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3900 AUDREY RAE LN HOWELL MI 488436608, HOWELL, MI 48843-6608

Mortgage

Document Number	7837
Date	Mar 17, 2017
Instrument	7837

Lender

Name	ACADEMY MTG
Type	Mortgage Company
Address	DRAPER, UT 84020

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 16, 2047

Tax Assessment & Valuation

Source: Livingston County assessment roll as of August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Livingston County
County Subdivision	Oceola Township
Unified School District	Howell Public Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$128,100 (+3.47%)	$256,200 (+3.47%)
2025	$2,307.00 (+21.74%) Homeowner's exemption	$123,800 (+15.7%)	$247,600 (+15.7%)
2023		$107,000
2021			$214,000
2019	$1,895.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Livingston County (26093C), as of September 17, 2008 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 260937121021, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1989)
Most Recent Claim	Jun 1989 · river or lake flooding

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 36 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Surf Air Wireless Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Mercury Broadband.

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