Livingston County property record for 3863 Curdy Rd, Howell, MI 48855 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1992 |
| Square Footage | 1,612 sqft Living Area |
| Lot Size | 65,340 sqft (1.5 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $450,000 (2025) |
| Tax Bill | $2,591.00 (2025) |
| Primary APN | 07-08-400-025 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,612 sqft Living Area |
| 1st Floor | 1,126 sqft 1st Floor |
| Basement Area | 1,126 sqft Basement |
| Unfinished Basement | 1,208 sqft Unfinished |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Exterior Material | Wood Exterior |
| Lot Area | 65,340 sqft (1.5 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 816 sqft Garage |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 3863 CURDY RD |
|---|---|
| City | HOWELL |
| State | MI |
| Zip | 48855-9731 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | SEC 8 T3N R5E BEG SE COR, TH ALG S LN & C/L CURDY RD N89*W 502 FT TO POB, TH N89*W 158.5 FT, TH N 413 FT, TH TH S89*E 158.5 |
| Legal Range | 05E |
| Legal Township | 03N |
| Legal Section | 08 |
| Legal Tract | 712100 |
| Jurisdiction | LIVINGSTON MI |
| Minor Civil Division | OCEOLA |
| Census Blockgroup | 1 |
| Census Block | 1005 |
| Census Tract | 712101 |
Source: Livingston County records · APN 07-08-400-025
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1560 HERON LOOP DR, HOWELL, MI 48855-6458 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Husband And Wife |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 02, 2025 · Amount on Record |
| Deed Sale | Oct 02, 2025 · Amount on Record |
| Deed Doc Number | 202519734 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LIVINGSTON MI |
| Recording Date | Oct 02, 2025 |
| Property Address | 3863 CURDY RD, HOWELL, MI 48855-9731 |
| Document Number | 0000019734 |
| Instrument Date | Sep 26, 2025 |
| Instrument | 2025R-019734 |
| Transaction Type | Transfer |
| Record Updated | Oct 17, 2025 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,375.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3863 CURDY RD, HOWELL, MI 48855-9731 |
| Name | Verified Name |
|---|---|
| Address | 3863 CURDY RD, HOWELL, MI 48855-9731 |
| Document Number | 0000019735 |
|---|---|
| Date | Oct 02, 2025 |
| Instrument | 2025R-019735 |
| Name | HIGHLANDS RESIDENTIAL MORTGAGE LTD |
|---|---|
| Type | Mortgage Company |
| Address | 950 W BETHANY DR STE 800, ALLEN, TX 75013 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2055 |
Source: Livingston County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Livingston County |
| County Subdivision | Oceola Township |
| Unified School District | Howell Public Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $170,200 (+3.21%) | $340,400 (+3.21%) | |
| 2025 | $2,591.00 (+7.42%) Homeowner's exemption | $164,900 (+21.52%) | $329,800 (+21.52%) |
| 2024 | $2,412.00 (+18.29%) | ||
| 2023 | $135,700 | ||
| 2021 | $271,400 | ||
| 2019 | $2,039.00 |
3863 Curdy Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Livingston County (26093C), updated September 17, 2008
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 52nd in Michigan |
|---|---|
| Wildfire Likelihood | Low — about 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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