4124 Austin Bluff Ct, Saint Charles, MO 63304 Property Records

St. Charles County property record for 4124 Austin Bluff Ct, Saint Charles, MO 63304

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 6,800 sqft · built 2001
Lot Size	0.52 acres (22,651 sqft)
Owner	2 Individual Names on File
Last Sale	$1,119,000 (Jan 2024)
Tax Bill	$10,934 (2025)
Deeds & Mortgages	Jan 2024 Sale Jan 2024 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`T003000039`

Property Details

APN / Parcel Number

Primary APN	`T003000039`
Alternative APN	`3-0132-8332-00-0022.0000000`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	6,800 sqft Living Area
Gross Area	8,325 sqft
1st Floor Area	3,324 sqft
Basement Area	2,758 sqft
Finished Basement	2,003 sqft
Unfinished Basement	755 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Bi-Level
Exterior Material	Brick
Lot Area	22,651 sqft (0.52 acres)
Garage Type	Attached
Garage Area	770 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	102 sqft
Deck Area	Deck Area
Patio Area	144 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	T003000039
Street Address	4124 AUSTIN BLUFF CT
City	SAINT CHARLES
State	MO
Zip	63304-0316
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MANORS AT AUSTIN RIDGE LOT 22
Legal Subdivision	MANORS AT AUSTIN RIDGE
Legal Lot Number	22
Jurisdiction	ST CHARLES MO
Township / Civil Division	COTTLEVILLE
Census Block Group	2
Census Block	2014
Census Tract	311103

Owner

4124 Austin Bluff Ct is owned and occupied by two individuals who bought it in January 2024.

Source: St. Charles County records, as of September 10, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4124 AUSTIN BLUFF CT, SAINT CHARLES, MO 63304-0316
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 24, 2024	Beneficiary Deed, Transfer
Jan 24, 2024	Warranty Deed, Transfer · Commercial Mortgage BANK OF OFALLON
Apr 19, 2022	Warranty Deed, Transfer · VA Mortgage PRIMELENDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 24, 2024 · Amount on File
Deed Sale	Jan 24, 2024 · Amount on File
Prior Sale	Jan 24, 2024 · Amount on File
Deed Document Number	20242722
Prior Transfer Date	Jan 16, 2024
Prior Transfer Doc	0000002722
Record Updated	Oct 29, 2026

January 2024: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jan 24, 2024
Property Address	4124 AUSTIN BLUFF CT, SAINT CHARLES, MO 63304-0316
Document Number	0000002722
Map Reference	MB 36 PG 186
Instrument Date	Jan 16, 2024
Instrument	2024R-002722
Transaction Type	Transfer
Record Updated	Feb 6, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	60 KEYSTONE DR, OLD MONROE, MO 63369-2839

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jan 24, 2024
Property Address	4124 AUSTIN BLUFF CT, SAINT CHARLES, MO 63304-0316
Document Number	0000002720
Map Reference	MB 36 PG 186
Instrument Date	Jan 11, 2024
Instrument	2024R-002720
Transaction Type	Transfer
Record Updated	Feb 6, 2024
Title Company	NOT AVAILABLE, UST

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6776 PRAIRE LN, KANSAS CITY, MO 64152-8753

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4124 AUSTIN BLUFF CT, SAINT CHARLES, MO 63304-0316

Mortgage

Document Number	0000002721
Date	Jan 24, 2024
Instrument	2024R-002721

Lender

Name	BANK OF OFALLON
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	84 Months
Due	Jan 17, 2031

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Apr 19, 2022
Property Address	4124 AUSTIN BLUFF CT, SAINT CHARLES, MO 63304-0316
Document Number	0000022336
Map Reference	MB 36 PG 186
Instrument Date	Apr 14, 2022
Instrument	2022R-022336
Transaction Type	Transfer
Record Updated	Jan 17, 2024
Title Company	TIMIOS INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	28 ARDEN DR, DEFIANCE, MO 63341

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4124 AUSTIN BLUFF CT, SAINT CHARLES, MO 63304-0316

Mortgage

Document Number	0000022337
Date	Apr 19, 2022
Instrument	2022R-022337

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 4124 Austin Bluff Ct was $10,934.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$185,126 (-)	$974,352 (-) Land $165,000 Building $809,352
2025	$10,934.00	$185,126	$974,352 Land $165,000 Building $809,352
2023		$168,143
2022			$884,961 Land $165,000 Building $719,961

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4124 Austin Bluff Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1982)
Most Recent Claim	Jun 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4124 Austin Bluff Ct is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 78% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Austin Bluff Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures