4119 Austin Bluff Ct, Saint Charles, MO 63304 Property Records

St. Charles County property record for 4119 Austin Bluff Ct, Saint Charles, MO 63304

Property Summary

Property Type	Single Family Home
Details	2 bd · 3.5 ba · 4,529 sqft · built 2001
Lot Size	0.67 acres (29,185 sqft)
Owner	2 Company Names on Record
Last Sale	$925,000 (Nov 2023)
Tax Bill	$9,245 (2024)
Deeds & Mortgages	Dec 2021 Mortgage Nov 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`T003000040`

Property Details

APN / Parcel Number

Primary APN	`T003000040`
Alternative APN	`3-0132-8332-00-0023.0000000`

Interior

Bedrooms	2 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	4,529 sqft Living Area
Gross Area	6,911 sqft
1st Floor Area	3,029 sqft
Basement Area	2,990 sqft
Finished Basement	1,500 sqft
Unfinished Basement	1,490 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Ranch
Exterior Material	Brick
Lot Area	29,185 sqft (0.67 acres)
Garage Type	Attached
Garage Area	892 sqft
Parking Spaces	3 Parking Spaces
Deck Area	Deck Area
Patio Area	542 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	T003000040
Street Address	4119 AUSTIN BLUFF CT
City	SAINT CHARLES
State	MO
Zip	63304-0316
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MANORS AT AUSTIN RIDGE LOT 23
Legal Subdivision	MANORS AT AUSTIN RIDGE
Legal Lot Number	23
Jurisdiction	ST CHARLES MO
Township / Civil Division	COTTLEVILLE
Census Block Group	2
Census Block	2014
Census Tract	311103

Owner

Source: St. Charles County records, as of September 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	4119 AUSTIN BLUFF CT, SAINT CHARLES, MO 63304-0316
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Dec 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Nov 20, 2023	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 20, 2023 · Amount on Record
Deed Sale	Nov 20, 2023 · Amount on Record
Prior Sale	Jul 21, 2004 · Amount on Record
Deed Document Number	202347681
Last Transfer Date	Jan 15, 2026
Transfer Doc	0000003861
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	4119 AUSTIN BLUFF CT, SAINT CHARLES, MO 63304-0316
Transaction Type	Mortgage
Record Updated	Jan 17, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4119 AUSTIN BLUFF CT, SAINT CHARLES, MO 63304-0316

Mortgage

Document Number	0000099857
Date	Dec 10, 2021
Instrument	2021R-099857

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	356 Months
Due	Aug 1, 2051

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Nov 20, 2023
Property Address	4119 AUSTIN BLUFF CT, SAINT CHARLES, MO 63304-0316
Document Number	0000047681
Map Reference	MB 36 PG 186
Instrument Date	Nov 15, 2023
Instrument	2023R-047681
Transaction Type	Transfer
Record Updated	Jan 17, 2024

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4119 AUSTIN BLUFF CT, SAINT CHARLES, MO 63304-0316

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4119 AUSTIN BLUFF CT, SAINT PETERS, MO 63304-0316

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$169,056 (-)	$889,769 (-) Land $150,000 Building $739,769
2025		$169,056 (+8.74%)	$889,769 (+8.74%) Land $150,000 Building $739,769
2024	$9,245.00
2023		$155,466
2022			$818,244 Land $150,000 Building $668,244

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1982)
Most Recent Claim	Jun 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 78% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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