4115 Austin Bluff Ct, Saint Charles, MO 63304 Property Records

St. Charles County property record for 4115 Austin Bluff Ct, Saint Charles, MO 63304

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,644 sqft · built 2002
Lot Size	0.49 acres (21,344 sqft)
Owner	Company Name on File
Last Sale	$565,000 (Apr 2019)
Tax Bill	$7,434 (2024)
Deeds & Mortgages	Jan 2021 Mortgage Apr 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`T003000041`

Property Details

APN / Parcel Number

Primary APN	`T003000041`
Alternative APN	`3-0132-8332-00-0024.0000000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	3,644 sqft Living Area
Gross Area	5,118 sqft
1st Floor Area	2,304 sqft
Basement Area	2,016 sqft
Finished Basement	1,340 sqft
Unfinished Basement	676 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Ranch
Exterior Material	Brick
Lot Area	21,344 sqft (0.49 acres)
Garage Type	Attached
Garage Area	798 sqft
Parking Spaces	3 Parking Spaces
Deck Area	Deck Area
Patio Area	368 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	T003000041
Street Address	4115 AUSTIN BLUFF CT
City	SAINT CHARLES
State	MO
Zip	63304-0316
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MANORS AT AUSTIN RIDGE LOT 24
Legal Subdivision	MANORS AT AUSTIN RIDGE
Legal Lot Number	24
Jurisdiction	ST CHARLES MO
Township / Civil Division	COTTLEVILLE
Census Block Group	2
Census Block	2014
Census Tract	311103

Owner

4115 Austin Bluff Ct is owned by a company that bought it in April 2019 and is owner-occupied.

Source: St. Charles County records, as of August 7, 2026

Owner of Record	Company Name on File
Mailing Address	4115 AUSTIN BLUFF CT, SAINT CHARLES, MO 63304-0316
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 22, 2021	Deed of Trust, Mortgage FIRST ST BK/ST CHARLES
Apr 1, 2019	Warranty Deed, Transfer FIRST ST BK/ST CHARLES

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 1, 2019 · Amount on File
Deed Sale	Apr 1, 2019 · Amount on File
Prior Sale	Oct 31, 2016 · Amount on File
Deed Document Number	2019142450
Deed Book / Page	7053 / 608
Prior Transfer Date	Nov 21, 2016
Prior Transfer Doc	0066591460
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	4115 AUSTIN BLUFF CT, SAINT CHARLES, MO 63304-0316
Document Number	0000009099
Instrument Date	Jan 22, 2021
Transaction Type	Mortgage
Record Updated	Apr 5, 2021
Title Company	INVESTORS TITLE COMPANY, INVESTORS TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	4115 AUSTIN BLUFF CT ST CHARLES MO 633040316, ST CHARLES, MO 63304-0316

Mortgage

Document Number	0000009099
Date	Jan 29, 2021
Instrument	9099

Lender

Name	FIRST ST BK/ST CHARLES
Type	Bank
Address	SAINT CHARLES, MO 63301

Agreement

Amount	Amount on Record
Term	180 Months
Due	Jan 28, 2036

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Apr 1, 2019
Property Address	4115 AUSTIN BLUFF CT, SAINT CHARLES, MO 63304-0316
Document Number	0070530608
Book / Page	007053 / 000608
Instrument Date	Mar 28, 2019
Instrument	142450
Transaction Type	Transfer
Record Updated	Apr 16, 2019
Title Company	SELECT TITLE GROUP

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	4115 AUSTIN BLUFF CT ST CHARLES MO 633040316, ST CHARLES, MO 63304-0316

Mortgage

Document Number	70530610
Date	Apr 1, 2019
Book Page	007053/000610
Instrument	12460

Lender

Name	FIRST ST BK/ST CHARLES
Type	Bank
Address	SAINT CHARLES, MO 63301

Agreement

Amount	Amount on Record
Term	360 Months
Due	Mar 31, 2049

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$129,293 (-)	$680,487 (-) Land $150,000 Building $530,487
2025		$129,293	$680,487 Land $150,000 Building $530,487
2024	$7,434.00
2023		$124,919
2022			$657,470 Land $150,000 Building $507,470

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4115 Austin Bluff Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1982)
Most Recent Claim	Jun 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4115 Austin Bluff Ct is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 78% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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