4123 W 4th St, Duluth, MN 55807 Property Records

St. Louis County property record for 4123 W 4th St, Duluth, MN 55807

Property Summary

Property Type	Residential Multi-Family (5+ Units)
Details	4 bd · 2 ba · 1,615 sqft · built 1911
Lot Size	0.153 acres (6,669 sqft)
Owner	Individual Name on Record
Last Sale	$172,500 (Dec 2021)
Tax Bill	$3,268 (2026)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Aug 2017 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`010-3400-00730`

Property Details

APN / Parcel Number

Primary APN	`010-3400-00730`
Alternative APN	`1095773`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,615 sqft Gross Area
1st Floor Area	867 sqft

Exterior

Year Built	Built 1911
Effective Year Built	Effective 1911
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Lot Area	6,669 sqft (0.153 acres)
Garage Area	1,100 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	84 sqft
Deck Area	36 sqft
Storage Building	80 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	1095773
Street Address	4123 W 4TH ST
City	DULUTH
State	MN
Zip	55807-1545
Property Category	Residential
Property Type	Residential > Multi-Unit > Residential Multi-Family (5+ Units)
Legal Description	LOTS 21 AND 22 SERIAL #
Legal Subdivision	RE SURVEY OF MURRAY AND HOWES ADDITION
Legal Block	4
Legal Lot Number	21-22
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	3
Census Block	3009
Census Tract	15800

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	626 E 11TH ST, DULUTH, MN 55805-1435
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 20, 2021	Deed, Transfer · Commercial Mortgage NATIONAL BANK OF COMMERCE
Aug 28, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY
Aug 25, 2017	Quit Claim Deed, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 20, 2021 · Amount on Record
Deed Sale	Dec 20, 2021 · Amount on Record
Deed Document Number	20211433134
Prior Transfer Date	Aug 16, 2017
Prior Transfer Doc	00A1316397
Record Updated	Sep 20, 2026

December 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ST LOUIS MN
Recording Date	Dec 20, 2021
Property Address	4123 W 4TH ST, DULUTH, MN 55807-1545
Document Number	0001433134
Instrument Date	Dec 3, 2021
Instrument	1433134
Transaction Type	Transfer
Record Updated	Sep 29, 2023
Title Company	RESULTS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$569.25
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	626 E 11TH ST, DULUTH, MN 55805-1435
Investor	Possibly a Property Investor

Mortgage

Document Number	0001433136
Date	Dec 20, 2021
Instrument	1433136

Lender

Name	NATIONAL BANK OF COMMERCE
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MN
Recording Date	Aug 28, 2017
Property Address	4123 W 4TH ST, DULUTH, MN 55807-1545
Document Number	00A1316397
Instrument Date	Aug 16, 2017
Instrument	A1316397
Transaction Type	Transfer
Record Updated	Sep 12, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1645 RIDGEVIEW DR CARLTON MN 557188180, CARLTON, MN 55718-8180

August 2017: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MN
Recording Date	Aug 25, 2017
Property Address	4123 W 4TH ST, DULUTH, MN 55807-1545
Document Number	00A1316300
Instrument Date	Aug 16, 2017
Instrument	A1316300
Transaction Type	Mortgage
Record Updated	Sep 5, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1645 RIDGEVIEW DR CARLTON MN 557188180, CARLTON, MN 55718-8180

Mortgage

Document Number	A1316301
Date	Aug 25, 2017
Instrument	A1316301

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 24, 2047

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,268.00 (+0.93%)
2025	$3,238.00 (+5.47%)	$206,400 (+7.44%) Land $17,200 Building $189,200	$206,400 (+7.44%) Land $17,200 Building $189,200
2024	$3,070.00 (+9.96%)	$192,100 (+26.97%) Land $18,400 Building $173,700	$192,100 (+26.97%) Land $18,400 Building $173,700
2023	$2,792.00
2022		$151,300 (+24.02%) Land $16,900 Building $134,400	$151,300 (+24.02%) Land $16,900 Building $134,400
2021		$122,000 Land $13,700 Building $108,300	$122,000 Land $13,700 Building $108,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 735 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Airfiber Fixed Wireless	100 / 20

May also be available: CTC, Fidium Fiber.

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