4118 W 4th St, Duluth, MN 55807 Property Records

St. Louis County property record for 4118 W 4th St, Duluth, MN 55807

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,198 sqft · built 1907
Lot Size	0.153 acres (6,671 sqft)
Owner	Individual Name on File
Last Sale	$108,500 (May 2014)
Tax Bill	$2,340 (2026)
Deeds & Mortgages	Feb 2026 Mortgage May 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010-0480-00220`

Property Details

APN / Parcel Number

Primary APN	`010-0480-00220`
Alternative APN	`969105`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,198 sqft Gross Area
1st Floor Area	712 sqft

Exterior

Year Built	Built 1907
Effective Year Built	Effective 1907
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Lot Area	6,671 sqft (0.153 acres)
Garage Area	576 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	80 sqft
Deck Area	32 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	969105
Street Address	4118 W 4TH ST
City	DULUTH
State	MN
Zip	55807-1546
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 9 AND 10 SERIAL #
Legal Subdivision	CHANDLER PARK ADDITION TO DULUTH
Legal Block	3
Legal Lot Number	9-10
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	3
Census Block	3008
Census Tract	15800

Owner

4118 W 4th St is owned and occupied by an individual who bought it in May 2014.

Source: St. Louis County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	4118 W 4TH ST, DULUTH, MN 55807-1546
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2026	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
May 4, 2021	Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 14, 2014 · Amount on File
Deed Sale	May 14, 2014 · Amount on File
Deed Document Number	2014944252
Prior Transfer Date	Jul 21, 2005
Prior Transfer Doc	0000805363
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	4118 W 4TH ST, DULUTH, MN 55807-1546
Transaction Type	Mortgage
Record Updated	Mar 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4118 W 4TH ST, DULUTH, MN 55807-1546

Mortgage

Document Number	0001099454
Date	Feb 25, 2026
Instrument	1099454

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	4118 W 4TH ST, DULUTH, MN 55807-1546
Transaction Type	Mortgage
Record Updated	May 31, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4118 W 4TH ST, DULUTH, MN 55807-1546

Mortgage

Document Number	0001040151
Date	May 4, 2021
Instrument	1040151

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	276 Months
Due	May 1, 2044

Tax Assessment & Valuation

The 2026 property tax bill for 4118 W 4th St was $2,340 with a homeowner's exemption, up 0.3% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,340.00 (+0.26%) Homeowner's exemption
2025	$2,334.00 (+2.19%) Homeowner's exemption	$209,500 (+7.44%) Land $17,200 Building $192,300	$209,500 (+7.44%) Land $17,200 Building $192,300
2024	$2,284.00	$195,000 Land $18,400 Building $176,600	$195,000 Land $18,400 Building $176,600
2022		$164,100 Land $16,900 Building $147,200	$164,100 Land $16,900 Building $147,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4118 W 4th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 4118 W 4th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 735 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Airfiber Fixed Wireless	100 / 20

May also be available: CTC, Fidium Fiber.

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