4123 Saint James Ave, Cincinnati, OH 45236 Property Records

Hamilton County property record for 4123 Saint James Ave, Cincinnati, OH 45236

Property Summary

Property Type	Multi-Family Dwellings
Details	4 bd · 2.5 ba · 1,925 sqft · built 1937
Lot Size	0.138 acres (6,011 sqft)
Owner	Company Name on Record
Last Sale	$198,000 (Apr 2020)
Tax Bill	$4,259 (2025)
Deeds & Mortgages	Aug 2022 Line of Credit Apr 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`602-0003-0080-00`

Property Details

APN / Parcel Number

Primary APN	`602-0003-0080-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Units	2 Units
Stories	2 Stories
Building Area	1,925 sqft Living Area
Gross Area	2,904 sqft
1st Floor Area	979 sqft
2nd Floor Area	946 sqft
Basement Area	979 sqft

Exterior

Year Built	Built 1937
Effective Year Built	Effective 1937
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Asphalt
Lot Area	6,011 sqft (0.138 acres)
Lot Dimensions	100 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	378 sqft
Parking Spaces	1 Parking Space
Porch	Open Frame Porch
Porch Area	208 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	4123 SAINT JAMES AVE
City	CINCINNATI
State	OH
Zip	45236-4009
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Legal Description	4123 ST JAMES AVE 60 X 100 IRRPTS LOTS 24 - 25 JOHN J WRIGHTS SUB
Legal Subdivision	WRIGHTS SUB
Legal Lot Number	24-25
Jurisdiction	HAMILTON OH
Township / Civil Division	SILVERTON
Census Block Group	4
Census Block	4012
Census Tract	23800

Owner

Source: Hamilton County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1183 CEDAR RUN CT, BATAVIA, OH 45103-2536
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Aug 9, 2022	Deed of Trust, Mortgage · Line of Credit CINFED CU
Apr 1, 2020	Warranty Deed, Transfer · Conventional with PMI RAPID MTG
Dec 20, 2018	Deed, Transfer · Conventional Mortgage MIAMI SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 1, 2020 · Amount on Record
Deed Sale	Apr 1, 2020 · Amount on Record
Prior Sale	Dec 20, 2018 · Amount on Record
Deed Document Number	202030702
Deed Book / Page	14137 / 734
Last Transfer Date	Sep 12, 2024
Transfer Doc	0000064489
Record Updated	Sep 20, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	4123 SAINT JAMES AVE, CINCINNATI, OH 45236-4009
Transaction Type	Mortgage
Record Updated	Apr 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000077514
Date	Aug 9, 2022
Book Page	14726/1778
Instrument	2022-0077514

Lender

Name	CINFED CU
Type	Credit Union
Address	CINCINNATI, OH 45209

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Aug 25, 2042

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Apr 1, 2020
Property Address	4123 SAINT JAMES AVE, CINCINNATI, OH 45236-4009
Document Number	0000030702
Book / Page	014137 / 000734
Instrument Date	Mar 26, 2020
Instrument	30702
Transaction Type	Transfer
Record Updated	May 27, 2020
Title Company	PARKWAY TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$792.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4123 SAINT JAMES AVE CINCINNATI OH 452364009, CINCINNATI, OH 45236-4009

Mortgage

Document Number	30703
Date	Apr 1, 2020
Book Page	014137/000736
Instrument	30703

Lender

Name	RAPID MTG
Type	Mortgage Company
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 31, 2050

December 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	HAMILTON OH
Recording Date	Dec 20, 2018
Property Address	4123 SAINT JAMES AVE, CINCINNATI, OH 45236-4009
Document Number	0000111087
Book / Page	13819 / 00226
Map Reference	MB 6 PG 176
Instrument Date	Dec 7, 2018
Instrument	2018-0111087
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	LAWYERS TITLE OF CINCINNATI

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$376.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	4123 SAINT JAMES AVE, CINCINNATI, OH 45236-4009

Mortgage

Document Number	0000111088
Date	Dec 20, 2018
Instrument	2018-0111088

Lender

Name	MIAMI SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Silverton Village
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,259.00 (+9.46%)	$66,479 (-) Land $11,074 Building $55,405	$189,940 (-) Land $31,640 Building $158,300
2024	$3,891.00 (-1.32%)	$66,479 (-) Land $11,074 Building $55,405
2023	$3,943.00 (-18.73%)	$66,479 (-4.07%) Land $11,074 Building $55,405	$189,940 (-4.07%) Land $31,640 Building $158,300
2022	$4,852.00 Homeowner's exemption	$69,301 Land $8,334 Building $60,967
2020			$198,000 Land $23,810 Building $174,190

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 570 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Brightspeed.

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