4119 Saint James Ave, Cincinnati, OH 45236 Property Records

Hamilton County property record for 4119 Saint James Ave, Cincinnati, OH 45236

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,407 sqft · built 1937
Lot Size	0.114 acres (4,966 sqft)
Owner	Individual Name on File
Last Sale	$321,100 (Jul 2024)
Tax Bill	$5,656 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Feb 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`602-0003-0031-00`

Property Details

APN / Parcel Number

Primary APN	`602-0003-0031-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,407 sqft Living Area
1st Floor Area	958 sqft
Attic	Attic
Attic Area	449 sqft
Basement Area	936 sqft
Finished Basement	500 sqft

Exterior

Year Built	Built 1937
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Lot Area	4,966 sqft (0.114 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	190 sqft
Porch	Porch
Porch Area	104 sqft
Patio Area	250 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	4119 SAINT JAMES AVE
City	CINCINNATI
State	OH
Zip	45236-4009
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ST JAMES AVE 50 X 100 IRR PTS LOTS 24-25 JOHN J WRIGHTS PARS 31 - 32 CONS
Legal Subdivision	JNO WRIGHT
Legal Lot Number	24-25 25
Jurisdiction	HAMILTON OH
Township / Civil Division	SILVERTON
Census Block Group	4
Census Block	4012
Census Tract	23800

Owner

4119 Saint James Ave is owned and occupied by an individual who bought it in July 2024.

Source: Hamilton County records, as of February 9, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	4119 SAINT JAMES AVE, CINCINNATI, OH 45236-4009
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2025	Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK
Feb 3, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage BETTER MORTGAGE CORPORATION
Jun 11, 2019	Warranty Deed, Transfer · Line of Credit GUARANTEED RATE
Nov 26, 2018	Grant Deed, Transfer SERVICELINK
May 11, 2018	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 17, 2024 · Amount on File
Deed Sale	Jul 17, 2024 · Amount on File
Prior Sale	Feb 3, 2022
Deed Document Number	0000049219
Deed Book / Page	15209 / 608
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	4119 SAINT JAMES AVE, CINCINNATI, OH 45236-4009
Transaction Type	Mortgage
Record Updated	Nov 20, 2025
Title Company	PROMINENT TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4119 SAINT JAMES AVE, SILVERTON, OH 45236-4009

Mortgage

Document Number	0000083858
Date	Oct 28, 2025
Book Page	15531/1838
Instrument	2025-0083858

Lender

Name	UNION SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Nov 1, 2045

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HAMILTON OH
Recording Date	Feb 3, 2022
Property Address	4119 SAINT JAMES AVE, CINCINNATI, OH 45236-4009
Document Number	0000012839
Book / Page	14597 / 2116
Map Reference	MB 6 PG 176
Instrument Date	Aug 26, 2021
Instrument	2022-0012839
Transaction Type	Transfer
Record Updated	Aug 25, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4119 SAINT JAMES AVE, CINCINNATI, OH 45236-4009

Mortgage

Document Number	0000012840
Date	Feb 3, 2022
Instrument	2022-0012840

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	235 Months
Due	Sep 1, 2041

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jun 11, 2019
Property Address	4119 SAINT JAMES AVE, CINCINNATI, OH 45236-4009
Document Number	0000045401
Book / Page	013936 / 000148
Instrument Date	May 31, 2019
Instrument	45401
Transaction Type	Transfer
Record Updated	Jul 19, 2019
Title Company	PARKWAY TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$970.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4119 SAINT JAMES AVE CINCINNATI OH 452364009, CINCINNATI, OH 45236-4009

Mortgage

Document Number	45402
Date	Jun 11, 2019
Book Page	013936/000150
Instrument	45402

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 10, 2049

Interest

Rate Type	Adjustable Rate

November 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HAMILTON OH
Recording Date	Nov 26, 2018
Property Address	4119 SAINT JAMES AVE, CINCINNATI, OH 45236-4009
Document Number	0000103763
Book / Page	013801 / 002110
Instrument Date	Sep 28, 2018
Instrument	103763
Transaction Type	Transfer
Record Updated	Dec 21, 2018
Title Company	SERVICELINK

Transaction

Amount	Amount on Record
Tax	$235.53
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6234 CENTRE PARK DR #C WEST CHESTER OH 450693993, C, WEST CHESTER, OH 45069-3993

May 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	HAMILTON OH
Recording Date	May 11, 2018
Property Address	4119 SAINT JAMES AVE, CINCINNATI, OH 45236-4009
Document Number	0000040023
Book / Page	013666 / 000830
Instrument Date	May 1, 2018
Instrument	40023
Transaction Type	Foreclosure
Record Updated	Jun 29, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$225.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Address	1000 TECHNOLOGY DR O FALLON MO 633682239, O FALLON, MO 63368-2239

Tax Assessment & Valuation

The 2025 property tax bill for 4119 Saint James Ave was $5,656, up 9.2% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Silverton Village
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,656.00 (+9.23%)	$90,720 (-) Land $9,716 Building $81,004
2024	$5,178.00 (-2.19%)	$90,720 (-) Land $9,716 Building $81,004
2023	$5,294.00 (-9.49%)	$90,720 (+6.89%) Land $9,716 Building $81,004	$259,200 Land $27,760 Building $231,440
2022	$5,849.00 Homeowner's exemption	$84,876 Land $7,312 Building $77,564
2020			$242,500 Land $20,890 Building $221,610

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4119 Saint James Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4119 Saint James Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 570 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Brightspeed.

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