3935 Saint James Ave, Cincinnati, OH 45236 Property Records

Hamilton County property record for 3935 Saint James Ave, Cincinnati, OH 45236

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,334 sqft · built 1910
Lot Size	0.158 acres (6,882 sqft)
Owner	2 Individual Names on File
Last Sale	$115,000 (Apr 2001)
Tax Bill	$3,502 (2025)
Deeds & Mortgages	Nov 2025 Second Mortgage Aug 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`602-0002-0072-00`

Property Details

APN / Parcel Number

Primary APN	`602-0002-0072-00`
Alternative APN	`0010578`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,334 sqft Living Area
Gross Area	2,085 sqft
1st Floor Area	751 sqft
2nd Floor Area	583 sqft
Basement Area	751 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Asphalt
Lot Area	6,882 sqft (0.158 acres)
Lot Dimensions	137 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	360 sqft

Exterior Amenities

Porch	Open Frame Porch
Porch Area	110 sqft
Deck Area	Deck Area
Patio Area	176 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	3935 SAINT JAMES AVE
City	CINCINNATI
State	OH
Zip	45236-3928
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	3935 ST JAMES AV 50X137.50 LOT 239-240 HAINES- CRESAP SUB PAR 72-73 CON
Legal Subdivision	CRESAP SUB
Legal Lot Number	239-2
Jurisdiction	HAMILTON OH
Township / Civil Division	SILVERTON
Census Block Group	4
Census Block	4005
Census Tract	23800

Owner

3935 Saint James Ave is owned and occupied by two individuals who acquired it in October 2004.

Source: Hamilton County records, as of September 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3935 SAINT JAMES AVE, CINCINNATI, OH 45236-3928
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 26, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage AMERISAVE MORTGAGE CORP
Aug 18, 2020	Deed of Trust, Mortgage · FHA Mortgage VILLAGE CAP & INV LLC
Dec 4, 2019	Deed of Trust, Mortgage · FHA Mortgage VILLAGE CAP & INV LLC
Feb 18, 2019	Deed of Trust, Mortgage · FHA Mortgage VILLAGE CAP & INVS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 18, 2001 · Amount on File
Deed Sale	Apr 18, 2001 · Amount on File
Prior Sale	Feb 2, 1999 · Amount on File
Deed Document Number	200164692
Deed Book / Page	8550 / 3080
Last Transfer Date	Oct 13, 2004
Transfer Doc	0000221810
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3935 SAINT JAMES AVE, CINCINNATI, OH 45236-3928
Transaction Type	Mortgage
Record Updated	Jan 7, 2026
Title Company	2020 TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000092572
Date	Nov 26, 2025
Book Page	15551/295
Instrument	2025-0092572

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30342

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	241 Months
Due	Dec 1, 2045

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3935 SAINT JAMES AVE, CINCINNATI, OH 45236-3928
Document Number	0000086942
Instrument Date	Aug 18, 2020
Transaction Type	Mortgage
Record Updated	Nov 3, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3935 SAINT JAMES AVE CINCINNATI OH 452363928, CINCINNATI, OH 45236-3928

Mortgage

Document Number	0000086942
Date	Aug 28, 2020
Book Page	014242/002170
Instrument	86942

Lender

Name	VILLAGE CAP & INV LLC
Address	HENDERSON, NV 89052

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 27, 2050

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3935 SAINT JAMES AVE, CINCINNATI, OH 45236-3928
Document Number	0000114829
Instrument Date	Dec 4, 2019
Transaction Type	Mortgage
Record Updated	Jan 29, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3935 SAINT JAMES AVE CINCINNATI OH 452363928, CINCINNATI, OH 45236-3928

Mortgage

Document Number	0000114829
Date	Dec 27, 2019
Book Page	014072/001700
Instrument	114829

Lender

Name	VILLAGE CAP & INV LLC
Address	HENDERSON, NV 89052

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 26, 2049

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3935 SAINT JAMES AVE, CINCINNATI, OH 45236-3928
Document Number	0000014233
Instrument Date	Feb 18, 2019
Transaction Type	Mortgage
Record Updated	Mar 25, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3935 SAINT JAMES AVE CINCINNATI OH 452363928, CINCINNATI, OH 45236-3928

Mortgage

Document Number	0000014233
Date	Feb 25, 2019
Book Page	013861/001489
Instrument	14233

Lender

Name	VILLAGE CAP & INVS
Type	Funding / Finance Company
Address	HENDERSON, NV 89052

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 24, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 3935 Saint James Ave was $3,502, up 9.2% from the year before.

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Silverton Village
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,502.00 (+9.23%)	$56,137 (-) Land $10,266 Building $45,871	$160,390 Land $29,330 Building $131,060
2024	$3,206.00 (-2.2%)	$56,137 (-) Land $10,266 Building $45,871
2023	$3,278.00 (+10.18%)	$56,137 (+30.15%) Land $10,266 Building $45,871	$160,390 Land $29,330 Building $131,060
2022	$2,975.00 Homeowner's exemption	$43,131 Land $8,652 Building $34,479
2020			$123,230 Land $24,720 Building $98,510

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3935 Saint James Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3935 Saint James Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 570 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Brightspeed.

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