4121 Vela Way, Oceanside, CA 92057 Property Records

San Diego County property record for 4121 Vela Way, Oceanside, CA 92057

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 1,545 sqft · built 2019
Owner	2 Company Names on Record
Last Sale	$522,500 (Sep 2020)
Tax Bill	$6,277 (2025)
Deeds & Mortgages	Sep 2026 Sale Jul 2021 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`158-070-83-04`

Property Details

APN / Parcel Number

Primary APN	`158-070-83-04`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,545 sqft Living Area

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Condo/Apartment
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	4121 VELA WAY
City	OCEANSIDE
State	CA
Zip	92057-3548
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	PD-26
Legal Description	LOT 1 US 8 PER DOC18-0506225&19-0165369&UND INT IN MODULE 1 TR 016268
Legal Subdivision	VILLA STORIA PLANNING AREA 4A
Legal Tract	016268
Legal Block	1
Legal Lot Number	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1013
Census Tract	18521

Owner

Source: San Diego County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	4121 VELA WAY, OCEANSIDE, CA 92057-3548
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2026	Grant Deed, Transfer NONE LISTED ON DOCUMENT
Jul 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage BROKER SOLUTIONS INC
Nov 13, 2025	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
Aug 14, 2024	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
Apr 9, 2026	Grant Deed, Transfer STEWART TITLE
Oct 21, 2022	Intrafamily Transfer, Transfer
Sep 8, 2020	Grant Deed, Transfer · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 8, 2020 · Amount on Record
Deed Sale	Sep 8, 2020 · Amount on Record
Prior Sale	Mar 29, 2019 · Amount on Record
Deed Document Number	2020520949
Last Transfer Date	Mar 20, 2026
Transfer Doc	0000097572
Record Updated	Oct 29, 2026

September 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 29, 2026
Property Address	4121 VELA WAY, OCEANSIDE, CA 92057-3548
Document Number	0000282638
Instrument Date	Sep 24, 2026
Instrument	2026282638
Transaction Type	Transfer
Record Updated	Oct 6, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant
Address	4121 VELA WAY, OCEANSIDE, CA 92057-3548

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4121 VELA WAY, OCEANSIDE, CA 92057-3548
Transaction Type	Mortgage
Record Updated	Apr 17, 2026
Title Company	IN TITLE, FIN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4121 VELA WAY, OCEANSIDE, CA 92057-3548

Mortgage

Document Number	0000508821
Date	Jul 16, 2021
Instrument	2021-0508821

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4121 VELA WAY, OCEANSIDE, CA 92057-3548
Transaction Type	Mortgage
Record Updated	Apr 17, 2026
Title Company	TITLE365 COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4121 VELA WAY, OCEANSIDE, CA 92057-3548
Investor	Possibly a Property Investor

Mortgage

Document Number	0000319570
Date	Nov 13, 2025
Instrument	2025-0319570

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 8, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4121 VELA WAY, OCEANSIDE, CA 92057-3548
Transaction Type	Mortgage
Record Updated	Apr 17, 2026
Title Company	TITLE365 COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4121 VELA WAY, OCEANSIDE, CA 92057-3548

Mortgage

Document Number	0000215437
Date	Aug 14, 2024
Instrument	2024-0215437

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Jul 25, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 9, 2026
Property Address	4121 VELA WAY, OCEANSIDE, CA 92057-3548
Document Number	0000097572
Instrument Date	Mar 20, 2026
Instrument	202697572
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4121 VELA WAY, OCEANSIDE, CA 92057-3548

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 21, 2022
Property Address	4121 VELA WAY, OCEANSIDE, CA 92057-3548
Document Number	0000408313
Map Reference	MAP 16268
Instrument Date	Oct 14, 2022
Instrument	2022-0408313
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	4121 VELA WAY, OCEANSIDE, CA 92057-3548

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 8, 2020
Property Address	4121 VELA WAY, OCEANSIDE, CA 92057-3548
Document Number	0000520949
Map Reference	MAP 16268
Instrument Date	Aug 20, 2020
Instrument	2020-0520949
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	4121 VELA WAY, OCEANSIDE, CA 92057-3548

Mortgage

Document Number	0000520950
Date	Sep 8, 2020
Instrument	2020-0520950

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$576,877 (+2%) Land $280,722 Building $296,155
2025	$6,277.00 (+1.97%) Homeowner's exemption	$565,567 (+4.04%) Land $275,218 Building $290,349
2024	$6,156.00 (+3.2%)
2023	$5,965.00 (+1.57%) Homeowner's exemption	$543,607 Land $264,532 Building $279,075
2022	$5,873.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	16 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 829 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Starlink Satellite	280 / 30
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile, Verizon.

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