4116 Vela Way, Oceanside, CA 92057 Property Records

San Diego County property record for 4116 Vela Way, Oceanside, CA 92057

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 1,545 sqft · built 2019
Owner	Individual Name on File
Last Sale	$610,000 (Jan 2021)
Tax Bill	$7,413 (2025)
Deeds & Mortgages	Jan 2021 Sale Apr 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`158-070-84-06`

Property Details

APN / Parcel Number

Primary APN	`158-070-84-06`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,545 sqft Living Area

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Condo/Apartment
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	4116 VELA WAY
City	OCEANSIDE
State	CA
Zip	92057-3548
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	PD-26
Legal Description	LOT 1 US 24 PER DOC18-0506225&19-0165369&UND INT IN MODULE 2 TR 016268
Legal Subdivision	VILLA STORIA
Legal Tract	016268
Legal Block	1
Legal Lot Number	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1013
Census Tract	18521

Owner

4116 Vela Way, a condominium, is owned and occupied by an individual who bought it in January 2021.

Source: San Diego County records, as of July 21, 2026

Owner of Record	Individual Name on File
Mailing Address	4116 VELA WAY, OCEANSIDE, CA 92057-3548
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2021	Grant Deed, Transfer STEWART TITLE, STEWART TITLE/CA
Apr 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage NORTHROP GRUMMAN FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 29, 2021 · Amount on File
Deed Sale	Jan 29, 2021 · Amount on File
Prior Sale	Jun 26, 2019 · Amount on File
Deed Document Number	202171293
Record Updated	Sep 20, 2026

January 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 29, 2021
Property Address	4116 VELA WAY, OCEANSIDE, CA 92057-3548
Document Number	0000071293
Instrument Date	Jan 20, 2021
Instrument	71293
Transaction Type	Transfer
Record Updated	Feb 12, 2021
Title Company	STEWART TITLE, STEWART TITLE/CA

Transaction

Amount	Amount on Record
Tax	$671.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4116 VELA WAY OCEANSIDE CA 920573548, OCEANSIDE, CA 92057-3548

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4116 VELA WAY, OCEANSIDE, CA 92057-3548
Document Number	0000459205
Instrument Date	Apr 13, 2020
Transaction Type	Mortgage
Record Updated	Aug 27, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	4116 VELA WAY OCEANSIDE CA 920573548, OCEANSIDE, CA 92057-3548

Mortgage

Document Number	0000459205
Date	Aug 17, 2020
Instrument	459205

Lender

Name	NORTHROP GRUMMAN FCU
Type	Credit Union
Address	GARDENA, CA 90248

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 16, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 4116 Vela Way was $7,413.

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$673,483 (+2%) Land $322,824 Building $350,659
2025	$7,413.00	$660,279 Land $316,495 Building $343,784
2023	$7,048.00 (+1.53%)	$634,642 Land $304,206 Building $330,436
2022	$6,942.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4116 Vela Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	16 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4116 Vela Way is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 829 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Starlink Satellite	280 / 30
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile, Verizon.

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