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4125 Vela Way, Oceanside, CA 92057 Property Records

San Diego County property record for 4125 Vela Way, Oceanside, CA 92057

Property Summary

Property TypeCondominium
Details3 bd · 2.5 ba · 1,565 sqft · built 2019
OwnerIndividual Name on Record
Last Sale$525,000 (Aug 2020)
Tax Bill$4,425 (2025)
Deeds & MortgagesJan 2022 Mortgage
Aug 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN158-070-83-02

Property Details

APN / Parcel Number

Primary APN158-070-83-02

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area1,565 sqft Living Area

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Architectural StyleCondo/Apartment
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address4125 VELA WAY
CityOCEANSIDE
StateCA
Zip92057-3548
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodePD-26
Legal DescriptionLOT 1 US 6 PER DOC18-0506225&19-0165369&UND INT IN MODULE 1 TR 016268
Legal SubdivisionVILLA STORIA-PLANNING AREA 4A
Legal Tract016268
Legal Block1
Legal Lot Number1
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group1
Census Block1013
Census Tract18521

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4125 VELA WAY, OCEANSIDE, CA 92057-3548
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 27, 2022Deed of Trust, Mortgage · VA Mortgage
LOANDEPOT.COM LLC
Aug 31, 2020Grant Deed, Transfer · Conventional Mortgage
HOMELIGHT HOME LOANS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 31, 2020 · Amount on Record
Deed SaleAug 31, 2020 · Amount on Record
Prior SaleMar 29, 2019 · Amount on Record
Deed Document Number2020501403
Record UpdatedSep 20, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address4125 VELA WAY, OCEANSIDE, CA 92057-3548
Transaction TypeMortgage
Record UpdatedFeb 4, 2022
Title CompanyAMERICAN SW TITLE, AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address4125 VELA WAY, OCEANSIDE, CA 92057-3548

Mortgage

Document Number0000041045
DateJan 27, 2022
Instrument2022-0041045
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2052

August 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateAug 31, 2020
Property Address4125 VELA WAY, OCEANSIDE, CA 92057-3548
Document Number0000501403
Instrument DateAug 13, 2020
Instrument501403
Transaction TypeTransfer
Record UpdatedSep 11, 2020
Title CompanyLAWYERS TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$578.00
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4125 VELA WAY OCEANSIDE CA 920573548, OCEANSIDE, CA 92057-3548

Mortgage

Document Number501404
DateAug 31, 2020
Instrument501404
Lender
NameHOMELIGHT HOME LOANS
Address100 1ST ST # 2600, SAN FRANCISCO, CA 94105-3081
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 30, 2050

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictOceanside Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$579,527 (+2%) Land $279,820 Building $299,707
2025$4,425.00 (+3.17%)$568,165 (+4.04%) Land $274,334 Building $293,831
2023$4,289.00 (-0.53%)$546,104 Land $263,682 Building $282,422
2022$4,312.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 16 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies16 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 97.8% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF OCEANSIDE
serves 174,340 people · EPA ID CA3710014
Water SourcePurchased surface water from several systems
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 829 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable · Fiber in parts of the area		2,000 / 100
Starlink
Satellite		280 / 30
AT&T
DSL · Fiber in parts of the area		100 / 20

May also be available: GeoLinks, T-Mobile, Verizon.

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