Fluvanna County property record for 4121 Ridge Rd, Palmyra, VA 22963
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2 ba · 1,650 sqft · built 2015 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,838 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 20 A 71A |
| Primary APN | 20 A 71A |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,650 sqft Living Area |
| 1st Floor Area | 1,650 sqft |
| Basement Area | 1,650 sqft |
| Unfinished Basement | 1,650 sqft |
| Flooring | Softwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 87,120 sqft (2 acres) |
| Terrain | Rolling |
| Porch | Porch |
|---|---|
| Porch Area | 240 sqft |
| Deck Area | 40 sqft |
| Shed | 1 Shed |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 4121 RIDGE RD |
|---|---|
| City | PALMYRA |
| State | VA |
| Zip | 22963-4757 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | A-1 |
| Legal Description | DB 936-893 AC 2.00 |
| Legal Block | 7 |
| Legal Lot Number | A |
| Jurisdiction | FLUVANNA VA |
| Township / Civil Division | COLUMBIA |
| Census Block Group | 1 |
| Census Block | 1043 |
| Census Tract | 20200 |
4121 Ridge Rd, a rural home, is owned and occupied by an individual.
Source: Fluvanna County records, as of June 25, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4121 RIDGE RD, PALMYRA, VA 22963-4757 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 4121 Ridge Rd was $2,838.
Source: Fluvanna County assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Fluvanna County |
| Unified School District | Fluvanna County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $376,000 (-) Land $45,000 Building $331,000 | $376,000 (-) Land $45,000 Building $331,000 | |
| 2025 | $2,838.00 | $376,000 Land $45,000 Building $331,000 | $376,000 Land $45,000 Building $331,000 |
| 2023 | $300,600 Land $45,000 Building $255,600 | $300,600 Land $45,000 Building $255,600 | |
| 2022 | $2,537.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4121 Ridge Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1985.
Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1985) |
| Most Recent Claim | Nov 1985 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4121 Ridge Rd is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Firefly Fiber Broadband Fiber | 1,000 / 1,000 |
5G and 4G LTE (outdoors only)
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