Fluvanna County property record for 3741 Ridge Rd, Palmyra, VA 22963
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 642 sqft · built 1964 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $782 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 20 A 73 |
| Primary APN | 20 A 73 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 642 sqft Living Area |
| Gross Area | 854 sqft |
| 1st Floor Area | 642 sqft |
| Flooring | Softwood |
| Interior Walls | Paneling |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1981 |
| Exterior Material | Other |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 87,120 sqft (2 acres) |
| Terrain | Rolling |
| Garage Area | 720 sqft |
| Porch | Slab |
| Porch Area | 212 sqft |
| Shed | 1 Shed |
| Cooling System | None |
|---|---|
| Heating System | Space Heater |
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 1224 |
|---|---|
| Street Address | 3741 RIDGE RD |
| City | PALMYRA |
| State | VA |
| Zip | 22963-4726 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A-1 |
| Legal Description | WB 69-97 AC 2.0 |
| Legal Block | 7 |
| Jurisdiction | FLUVANNA VA |
| Township / Civil Division | COLUMBIA |
| Census Block Group | 1 |
| Census Block | 1043 |
| Census Tract | 20200 |
3741 Ridge Rd, a single family home, is owned by an individual.
Source: Fluvanna County records, as of October 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 90 MARTIN LN, PALMYRA, VA 22963-4174 |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 3741 Ridge Rd was $782.
Source: Fluvanna County assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Fluvanna County |
| Unified School District | Fluvanna County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $103,700 (-) Land $45,000 Building $58,700 | $103,700 (-) Land $45,000 Building $58,700 | |
| 2025 | $782.00 | $103,700 Land $45,000 Building $58,700 | $103,700 Land $45,000 Building $58,700 |
| 2023 | $82,900 Land $45,000 Building $37,900 | $82,900 Land $45,000 Building $37,900 | |
| 2022 | $699.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3741 Ridge Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1985.
Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1985) |
| Most Recent Claim | Nov 1985 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3741 Ridge Rd is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Firefly Fiber Broadband Fiber | 1,000 / 1,000 |
4G LTE (outdoors only), no 5G reported
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