Fluvanna County property record for 3857 Ridge Rd, Palmyra, VA 22963
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2 ba · 1,932 sqft · built 2002 |
| Lot Size | 10 acres (435,600 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $320,000 (Jul 2013) |
| Tax Bill | $2,887 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 20 19 5 |
| Primary APN | 20 19 5 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,932 sqft Living Area |
| 1st Floor Area | 1,932 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 435,600 sqft (10 acres) |
| Terrain | Rolling |
| Garage Area | 1,344 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 512 sqft |
| Deck Area | 312 sqft |
| Patio Area | 48 sqft |
| Shed | 1 Shed |
| Storage Building | Storage Building |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 13674 |
|---|---|
| Street Address | 3857 RIDGE RD |
| City | PALMYRA |
| State | VA |
| Zip | 22963-4725 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | A-1 |
| Legal Description | DB 899-209 AC 10.0 BALLENGER WOODS |
| Legal Subdivision | BALLENGER WOODS |
| Jurisdiction | FLUVANNA VA |
| Township / Civil Division | COLUMBIA |
| Census Block Group | 1 |
| Census Block | 1043 |
| Census Tract | 20200 |
Source: Fluvanna County records, as of June 25, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3857 RIDGE RD, PALMYRA, VA 22963-4725 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 3, 2013 · Amount on Record |
| Deed Sale | Jul 3, 2013 · Amount on Record |
| Deed Document Number | 20132749 |
| Deed Book / Page | 899 / 209 |
| Prior Transfer Date | Jun 20, 2013 |
| Prior Transfer Doc | 000899/209 |
| Record Updated | Oct 29, 2026 |
Source: Fluvanna County assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Fluvanna County |
| Unified School District | Fluvanna County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $414,800 (-0.01%) Land $81,000 Building $333,800 | $414,800 (-0.01%) Land $81,000 Building $333,800 | |
| 2025 | $2,887.00 (+0.66%) | $414,836 (+14.79%) Land $81,000 Building $333,836 | $414,836 (+14.79%) Land $81,000 Building $333,836 |
| 2024 | $2,868.00 (+3.31%) | ||
| 2023 | $361,400 Land $81,000 Building $280,400 | $361,400 Land $81,000 Building $280,400 | |
| 2022 | $2,776.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1985) |
| Most Recent Claim | Nov 1985 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 54% of Virginia |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Firefly Fiber Broadband Fiber | 1,000 / 1,000 |
4G LTE (outdoors only), no 5G reported
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