4121 Oak Island Ln, Fallbrook, CA 92028 Property Records

San Diego County property record for 4121 Oak Island Ln, Fallbrook, CA 92028

Property Summary

Property TypeCondominium
Details2 bd · 2 ba · 1,308 sqft · built 1980
Lot Size10.8 acres (473,297 sqft)
Owner2 Individual Names on Record
Last Sale$450,000 (Jan 2026)
Tax Bill$3,968 (2025)
Deeds & MortgagesJan 2026 Sale & Mortgage
Jul 2022 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN108-411-10-45

Property Details

APN / Parcel Number

Primary APN108-411-10-45

Interior

Bedrooms2 Beds
Full Baths2 Baths
Building Area1,308 sqft Living Area

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1980
Architectural StyleCondo/Apartment
Lot Area473,297 sqft
View / LotGood
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address4121 OAK ISLAND LN
CityFALLBROOK
StateCA
Zip92028-4910
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeRV
Legal DescriptionLOT 13 US 111 PER DOC79-233474 & UND INT IN POR LOTS 11 THRU TR 008536
Legal SubdivisionPALA MESA COUNTRY CLUB
Legal Tract008536
Legal Block2
Legal Lot Number13,11
JurisdictionSAN DIEGO CA
Township / Civil DivisionFALLBROOK
Census Block Group2
Census Block2014
Census Tract18805

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4121 OAK ISLAND LN, FALLBROOK, CA 92028-4910
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
Jan 6, 2026Grant Deed, Transfer · VA Mortgage
GENWAY HOME MORTGAGE INC
Jul 25, 2022Intrafamily Transfer, Transfer · Conventional Mortgage
AMERISAVE MORTGAGE CORP
Apr 18, 2019Affidavit of Death, Transfer
TICOR TITLE INSURANCE COMPANY, TICOR TITLE
Apr 18, 2019Grant Deed, Transfer · Conventional Mortgage
MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 6, 2026 · Amount on Record
Deed SaleJan 6, 2026 · Amount on Record
Prior SaleApr 18, 2019 · Amount on Record
Deed Document Number20262151
Prior Transfer DateMar 5, 2008
Prior Transfer Doc0000148530
Record UpdatedOct 29, 2026

January 2026: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateJan 6, 2026
Property Address4121 OAK ISLAND LN, FALLBROOK, CA 92028-4910
Document Number0000002151
Map ReferenceMAP 8536
Instrument DateDec 26, 2025
Instrument2026-0002151
Transaction TypeTransfer
Record UpdatedJan 14, 2026
Title CompanyUNKNOWN, ROCKET CLOSE AND TITLE INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address4121 OAK ISLAND LN, FALLBROOK, CA 92028-4910

Mortgage

Document Number0000002152
DateJan 6, 2026
Instrument2026-0002152
Lender
NameGENWAY HOME MORTGAGE INC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2056

July 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateJul 25, 2022
Property Address4121 OAK ISLAND LN, FALLBROOK, CA 92028-4910
Document Number0000303222
Map ReferenceDOC 77-126397
Instrument DateJul 8, 2022
Instrument2022-0303222
Transaction TypeTransfer
Record UpdatedAug 11, 2022
Title CompanyVANTAGE PROPERTY TITLE COMPANY, VANTAGE POINT TITLE CO OF CA

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4121 OAK ISLAND LN, FALLBROOK, CA 92028-4910

Mortgage

Document Number0000303223
DateJul 25, 2022
Instrument2022-0303223
Lender
NameAMERISAVE MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2052

April 2019: Affidavit of Death, Transfer

Document TypeAffidavit of Death
JurisdictionSAN DIEGO CA
Recording DateApr 18, 2019
Property Address4121 OAK ISLAND LN, FALLBROOK, CA 92028-4910
Document Number0000141452
Instrument DateMar 29, 2019
Instrument141452
Transaction TypeTransfer
Record UpdatedApr 25, 2019
Title CompanyTICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address2451 VIA LA ORILLA FALLBROOK CA 920288271, FALLBROOK, CA 92028-8271

April 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateApr 18, 2019
Property Address4121 OAK ISLAND LN, FALLBROOK, CA 92028-4910
Document Number0000141453
Map ReferenceDOC 77-126397
Instrument DateMar 28, 2019
Instrument2019-0141453
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyTICOR TITLE SAN DIEGO BRANCH

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4121 OAK ISLAND LN, FALLBROOK, CA 92028-4910

Mortgage

Document Number0000141454
DateApr 18, 2019
Instrument2019-0141454
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2049

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Elementary School DistrictFallbrook Union Elementary School District (KG - 08)
Secondary School DistrictFallbrook Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$374,339 (+2%) Land $147,915 Building $226,424
2025$3,968.00 (+5.34%)$367,000 (+4.04%) Land $145,015 Building $221,985
2023$3,767.00 (+2%)$352,751 Land $139,385 Building $213,366
2022$3,693.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies13 units insured
incl. 8 condo units
Nearby Flood Claims1 (2024)
Claims Outside the SFHA1 of 1
Most Recent ClaimFeb 2024 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 65% of the US · above 40% of California
Wildfire Likelihood0.3% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRAINBOW MUNICIPAL WD
serves 23,536 people · EPA ID CA3710016
Water SourcePurchased surface water from several systems
Last State InspectionDec 2023
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
San Diego Broadband
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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