4120 Oak Island Ln, Fallbrook, CA 92028 Property Records

San Diego County property record for 4120 Oak Island Ln, Fallbrook, CA 92028

Property Summary

Property TypeCondominium
Details1 bd · 1 ba · 729 sqft · built 1980
Lot Size10.8 acres (473,297 sqft)
Owner2 Individual Names on Record
Last Sale$385,000 (Jul 2023)
Tax Bill$4,190 (2025)
Deeds & MortgagesJul 2023 Sale
Apr 2021 Transfer
+ 2 more
Flood ZoneZone X (minimal risk)
APN108-411-10-35

Property Details

APN / Parcel Number

Primary APN108-411-10-35

Interior

Bedrooms1 Bed
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area729 sqft Living Area

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1980
Architectural StyleContemporary
Exterior MaterialStucco
Construction TypeFrame
Roof MaterialWood Shingle
Lot Area473,297 sqft
View / LotGood
Garage TypeCarport
CarportCarport
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address4120 OAK ISLAND LN
CityFALLBROOK
StateCA
Zip92028-8206
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeRV
Legal DescriptionLOT 13 US 101 PER DOC79-233474 & UND INT IN POR LOTS 11 THRU TR 008536
Legal SubdivisionPALA MESA COUNTRY CLUB
Legal Tract008536
Legal Block2
Legal Lot Number13,11
JurisdictionSAN DIEGO CA
Township / Civil DivisionFALLBROOK
Census Block Group2
Census Block2014
Census Tract18805

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address8440 135TH AVE SE, NEWCASTLE, WA 98059-3314
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
Jul 12, 2023Grant Deed, Transfer
CORINTHIAN TITLE-SD, CORINTHIAN TITLE
Apr 2, 2021Intrafamily Transfer, Transfer
Nov 22, 2019Deed of Trust, Mortgage · VA Mortgage
LOANDEPOT.COM LLC
Apr 10, 2018Grant Deed, Transfer · VA Mortgage
SIERRA PACIFIC MORTGAGE CO INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 12, 2023 · Amount on Record
Deed SaleJul 12, 2023 · Amount on Record
Prior SaleApr 10, 2018 · Amount on Record
Deed Document Number2023182148
Prior Transfer DateMar 27, 2021
Prior Transfer Doc0000256861
Record UpdatedOct 29, 2026

July 2023: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateJul 12, 2023
Property Address4120 OAK ISLAND LN, FALLBROOK, CA 92028-8206
Document Number0000182148
Map ReferenceFILE 77-126397
Instrument DateJun 29, 2023
Instrument2023-0182148
Transaction TypeTransfer
Record UpdatedJul 21, 2023
Title CompanyCORINTHIAN TITLE-SD, CORINTHIAN TITLE

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address8440 135TH AVE SE, NEWCASTLE, WA 98059-3314

April 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateApr 2, 2021
Property Address4120 OAK ISLAND LN, FALLBROOK, CA 92028-8206
Document Number0000256861
Map ReferenceFILE 77-126397
Instrument DateMar 27, 2021
Instrument2021-0256861
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address4120 OAK ISLAND LN, FALLBROOK, CA 92028-8206

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address4120 OAK ISLAND LN, FALLBROOK, CA 92028-8206
Document Number0000555820
Instrument DateNov 22, 2019
Transaction TypeMortgage
Record UpdatedDec 10, 2019
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE SAN DIEGO

Transferred To (Grantee/Buyer)

NameVerified Name
Address4120 OAK ISLAND LN FALLBROOK CA 920288206, FALLBROOK, CA 92028-8206

Mortgage

Document Number0000555820
DateNov 27, 2019
Instrument555820
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueNov 26, 2049

April 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateApr 10, 2018
Property Address4120 OAK ISLAND LN, FALLBROOK, CA 92028-8206
Document Number0000141609
Map ReferenceMAP 8536
Instrument DateMar 20, 2018
Instrument2018-0141609
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyCHICAGO TITLE COMPANY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4120 OAK ISLAND LN, FALLBROOK, CA 92028-8206

Mortgage

Document Number0000141610
DateApr 10, 2018
Instrument2018-0141610
Lender
NameSIERRA PACIFIC MORTGAGE CO INC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2048

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Elementary School DistrictFallbrook Union Elementary School District (KG - 08)
Secondary School DistrictFallbrook Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$395,350 (+2%) Land $171,979 Building $223,371
2025$4,190.00 (+64.51%)$387,599 (+63.4%) Land $168,607 Building $218,992
2023$2,547.00 (-0.04%)$237,205 (+2%) Land $103,185 Building $134,020
2022$2,548.00$232,555 Land $101,162 Building $131,393

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies13 units insured
incl. 8 condo units
Nearby Flood Claims1 (2024)
Claims Outside the SFHA1 of 1
Most Recent ClaimFeb 2024 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 65% of the US · above 40% of California
Wildfire Likelihood0.3% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRAINBOW MUNICIPAL WD
serves 23,536 people · EPA ID CA3710016
Water SourcePurchased surface water from several systems
Last State InspectionDec 2023
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
San Diego Broadband
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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