4117 Oak Island Ln, Fallbrook, CA 92028 Property Records

San Diego County property record for 4117 Oak Island Ln, Fallbrook, CA 92028

Property Summary

Property TypeCondominium
Details1 bd · 1 ba · 729 sqft · built 1980
Lot Size10.8 acres (473,297 sqft)
OwnerIndividual Name on Record
Last Sale$390,000 (Aug 2026)
Tax Bill$3,617 (2025)
Deeds & MortgagesAug 2026 Sale & Mortgage
Jul 2021 Transfer
+ 4 more
Flood ZoneZone X (minimal risk)
APN108-411-10-42

Property Details

APN / Parcel Number

Primary APN108-411-10-42

Interior

Bedrooms1 Bed
Full Baths1 Bath
Total Rooms4 Rooms
Building Area729 sqft Living Area

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1980
Architectural StyleCondo/Apartment
Lot Area473,297 sqft
View / LotGood
Garage TypeCarport
CarportCarport
Parking Spaces1 Parking Space

Location & Zoning

Street Address4117 OAK ISLAND LN
CityFALLBROOK
StateCA
Zip92028-4910
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeRV
Legal DescriptionLOT 13 US 108 PER DOC79-233474 & UND INT IN POR LOTS 11 THRU TR 008536
Legal SubdivisionPALA MESA COUNTRY CLUB
Legal Tract008536
Legal Block2
Legal Lot Number13,11
JurisdictionSAN DIEGO CA
Township / Civil DivisionFALLBROOK
Census Block Group2
Census Block2014
Census Tract18805

Owner

Source: San Diego County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4117 OAK ISLAND LN, FALLBROOK, CA 92028-4910
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Man

Deeds, Mortgages & Sale History

DateDocument
Aug 7, 2026Grant Deed, Transfer · VA Mortgage
MORTGAGE MORTGAGE
Jul 22, 2021Intrafamily Transfer, Transfer
LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY
Jul 22, 2021Grant Deed, Transfer · Conventional Mortgage
THE TURNKEY FOUNDATION INC
Mar 4, 2020Deed of Trust, Mortgage · Conventional with PMI
JMAC LENDING
Dec 19, 2017Affidavit of Death, Transfer
TICOR TITLE SAN DIEGO BR
Dec 18, 2017Grant Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 7, 2026 · Amount on Record
Deed SaleAug 7, 2026 · Amount on Record
Prior SaleJul 22, 2021 · Amount on Record
Deed Document Number2026231111
Prior Transfer DateDec 1, 2017
Prior Transfer Doc0000594887
Record UpdatedSep 20, 2026

August 2026: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateAug 7, 2026
Property Address4117 OAK ISLAND LN, FALLBROOK, CA 92028-4910
Document Number0000231111
Instrument DateJul 18, 2026
Instrument2026231111
Transaction TypeTransfer
Record UpdatedAug 18, 2026
Title CompanyCHICAGO TITLE W, CHICAGO TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$43,329.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4117 OAK ISLAND LN, FALLBROOK, CA 92028-4910

Mortgage

Document Number0000231112,
DateAug 7, 2026
Instrument2026231112
Lender
NameMORTGAGE MORTGAGE
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2056
Interest
Rate6.49%
Max Rate-1%

July 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateJul 22, 2021
Property Address4117 OAK ISLAND LN, FALLBROOK, CA 92028-4910
Document Number0000523934
Map ReferenceMAP 8536
Instrument DateJul 14, 2021
Instrument2021-0523934
Transaction TypeTransfer
Record UpdatedAug 1, 2023
Title CompanyLAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4117 OAK ISLAND LN, FALLBROOK, CA 92028-4910

July 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateJul 22, 2021
Property Address4117 OAK ISLAND LN, FALLBROOK, CA 92028-4910
Document Number0000523933
Map ReferenceMAP 8536
Instrument DateJul 9, 2021
Instrument2021-0523933
Transaction TypeTransfer
Record UpdatedJun 15, 2023
Title CompanyLAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4117 OAK ISLAND LN, FALLBROOK, CA 92028-4910

Mortgage

Document Number0000523935
DateJul 22, 2021
Instrument2021-0523935
Lender
NameTHE TURNKEY FOUNDATION INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2051

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address4117 OAK ISLAND LN, FALLBROOK, CA 92028-4910
Document Number0000121276
Instrument DateMar 4, 2020
Transaction TypeMortgage
Record UpdatedMar 19, 2020
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE ORANGE CN

Transferred To (Grantee/Buyer)

NameVerified Name
Address4117 OAK ISLAND LN FALLBROOK CA 920284910, FALLBROOK, CA 92028-4910

Mortgage

Document Number0000121276
DateMar 9, 2020
Instrument121276
Lender
NameJMAC LENDING
TypeFunding / Finance Company
AddressSANTA ANA, CA 92705
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueMar 8, 2050

December 2017: Affidavit of Death, Transfer

Document TypeAffidavit of Death
JurisdictionSAN DIEGO CA
Recording DateDec 19, 2017
Property Address4117 OAK ISLAND LN, FALLBROOK, CA 92028-4910
Document Number0000594887
Instrument DateDec 1, 2017
Instrument594887
Transaction TypeTransfer
Record UpdatedJan 3, 2018
Title CompanyTICOR TITLE SAN DIEGO BR

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address65 S MAINS RD

December 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateDec 18, 2017
Property Address4117 OAK ISLAND LN, FALLBROOK, CA 92028-4910
Document Number0000591360
Map ReferenceMAP8536
Instrument DateNov 28, 2017
Instrument2017-0591360
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyTICOR TITLE CO SAN DIEGO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4117 OAK ISLAND LN, FALLBROOK, CA 92028-4910

Mortgage

Document Number0000591361
DateDec 18, 2017
Instrument2017-0591361
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2048

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Elementary School DistrictFallbrook Union Elementary School District (KG - 08)
Secondary School DistrictFallbrook Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$340,964 (+2%) Land $227,310 Building $113,654
2025$3,617.00 (+2%)$334,279 (+4.04%) Land $222,853 Building $111,426
2024$3,546.00 (+3.23%)
2023$3,435.00 (-0.03%)$321,300 Land $214,200 Building $107,100
2022$3,436.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies13 units insured
incl. 8 condo units
Nearby Flood Claims1 (2024)
Claims Outside the SFHA1 of 1
Most Recent ClaimFeb 2024 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 65% of the US · above 40% of California
Wildfire Likelihood0.3% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRAINBOW MUNICIPAL WD
serves 23,536 people · EPA ID CA3710016
Water SourcePurchased surface water from several systems
Last State InspectionDec 2023
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
San Diego Broadband
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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