4120 Carpenter Rd SE, Lancaster, OH 43130 Property Records

Fairfield County property record for 4120 Carpenter Rd SE, Lancaster, OH 43130

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 2,504 sqft · built 1987
Lot Size	23.3 acres (1,018,433 sqft)
Owner	Individual Name on File
Last Sale	$355,000 (Oct 2023)
Tax Bill	$4,333 (2023)
Deeds & Mortgages	Aug 2022 Line of Credit Jul 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`004-00500.00`

Property Details

APN / Parcel Number

Primary APN	`004-00500.00`
Alternative APN	`0023 00012`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,504 sqft Living Area
1st Floor Area	1,120 sqft
2nd Floor Area	1,120 sqft

Exterior

Year Built	Built 1987
Architectural Style	Modern
Exterior Material	Wood
Lot Area	1,018,433 sqft (23.3 acres)
Terrain	Rolling
Garage Area	784 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	1,080 sqft
Deck Area	64 sqft
Patio Area	64 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Oil
Heating Fuel	Gas

Location & Zoning

Account Number	0023 00012
Street Address	4120 CARPENTER RD SE
City	LANCASTER
State	OH
Zip	43130-9485
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	R 18 T 14 S 23 SW
Legal Range	18
Legal Township	14
Legal Section	23
Jurisdiction	FAIRFIELD OH
Township / Civil Division	BERNE
Census Block Group	2
Census Block	2017
Census Tract	31200

Owner

4120 Carpenter Rd SE is owned and occupied by an individual who bought it in October 2023.

Source: Fairfield County records, as of March 11, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	4120 CARPENTER RD SE, LANCASTER, OH 43130-9485
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2022	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Jul 8, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Oct 24, 2023	Warranty Deed, Transfer
May 13, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 24, 2023 · Amount on File
Deed Sale	Oct 24, 2023 · Amount on File
Prior Sale	Nov 23, 2016 · Amount on File
Deed Document Number	202300016608
Record Updated	Jun 8, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRFIELD OH
Property Address	4120 CARPENTER RD SE, LANCASTER, OH 43130-9485
Transaction Type	Mortgage
Record Updated	Jun 9, 2026
Title Company	ATI

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4120 CARPENTER HILL RD SE, LANCASTER, OH 43130

Mortgage

Document Number	0000017666
Date	Aug 25, 2022
Instrument	202200017666

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 9, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRFIELD OH
Property Address	4120 CARPENTER RD SE, LANCASTER, OH 43130-9485
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000017656
Date	Jul 8, 2021
Instrument	202100017656

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	312 Months
Due	Jul 1, 2047

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FAIRFIELD OH
Recording Date	Oct 24, 2023
Property Address	4120 CARPENTER RD SE, LANCASTER, OH 43130-9485
Document Number	0000016608
Instrument Date	Sep 14, 2023
Instrument	202300016608
Transaction Type	Transfer
Record Updated	Mar 12, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	186 WINDSOR DR, REYNOLDSBURG, OH 43068-3221

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRFIELD OH
Property Address	4120 CARPENTER HILL RD SE, LANCASTER, OH 43130-9485
Transaction Type	Mortgage
Record Updated	Aug 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009212
Date	May 13, 2020
Book Page	1823/744
Instrument	202000009212

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	320 Months
Due	Jan 1, 2047

Tax Assessment & Valuation

Source: Fairfield County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Fairfield County
County Subdivision	Berne Township
Unified School District	Berne Union Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$197,120 Land $93,030 Building $104,090	$563,200 Land $265,800 Building $297,400
2023	$4,333.00 Homeowner's exemption	$125,480 (-) Land $39,360 Building $86,120
2022	Homeowner's exemption	$125,480 Land $39,360 Building $86,120	$358,520 Land $112,460 Building $246,060

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4120 Carpenter Rd SE in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4120 Carpenter Rd SE is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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