St. Charles County property record for 412 Wynchat Dr, O Fallon, MO 63366 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 2012 |
| Square Footage | 1,728 sqft Living Area |
| Lot Size | 5,227 sqft (0.12 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $163,507 (2012) |
| Tax Bill | $3,559.00 (2024) |
| Primary APN | T110300035 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Building Area | 1,728 sqft Living Area |
| Gross Area | 3,012 sqft Gross Area |
| 1st Floor Area | 864 sqft 1st Floor |
| Basement Area | 864 sqft Basement |
| Stories | 2 Stories |
| Year Built | Built 2012 |
|---|---|
| Effective Year Built | Effective 2012 |
| Architectural Style | Bi-Level |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 5,227 sqft (0.12 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached |
| Garage Area | 420 sqft Garage |
| Heating Fuel | Gas |
|---|---|
| Sewer | Connected |
| Account Number | T110300035 |
|---|---|
| Street Address | 412 WYNCHAT DR |
| City | O FALLON |
| State | MO |
| Zip | 63366-2663 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WABASH WOODS #3 LOT 117 |
| Legal Subdivision | WABASH WOODS #3 |
| Legal Lot Number | 117 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | O'FALLON |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 311602 |
Source: St. Charles County records · APN T110300035
Assessment roll updated August 13, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 412 WYNCHAT DR, O FALLON, MO 63366-2663 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 09, 2026 | Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT |
| May 09, 2023 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 27, 2012 · Amount on Record |
| Deed Sale | Jul 27, 2012 · Amount on Record |
| Deed Document Number | 2012558860 |
| Deed Book / Page | 5823 / 413 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Apr 09, 2026 |
| Property Address | 412 WYNCHAT DR, O FALLON, MO 63366-2663 |
| Document Number | 0000016374 |
| Instrument Date | Mar 16, 2026 |
| Instrument | 202616374 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 412 WYNCHAT DR, O FALLON, MO 63366-2663 |
| Document Number | 0000016374, |
|---|---|
| Date | Apr 09, 2026 |
| Instrument | 202616374 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 326 Months |
| Due | Jun 01, 2053 |
| Rate | 6.09% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 412 WYNCHAT DR, O FALLON, MO 63366-2663 |
| Transaction Type | Mortgage |
| Record Updated | May 24, 2023 |
| Name | Verified Name |
|---|---|
| Address | 412 WYNCHAT DR, O FALLON, MO 63366-2663 |
| Document Number | 0000017603 |
|---|---|
| Date | May 09, 2023 |
| Instrument | 2023R-017603 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2053 |
Source: St. Charles County records · Assessment roll updated August 13, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | O'Fallon City |
| Unified School District | Fort Zumwalt R-II School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,752.00 (+5.42%) | $58,365 (+8.59%) | $307,185 (+8.59%) Land $70,001 Building $237,184 |
| 2024 | $3,559.00 | ||
| 2023 | $53,747 | ||
| 2022 | $282,881 Land $50,001 Building $232,880 |
Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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