St. Charles County property record for 414 Wynchat Dr, O Fallon, MO 63366
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,728 sqft · built 2011 |
| Lot Size | 0.12 acres (5,227 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $256,000 (Jan 2021) |
| Tax Bill | $3,760 (2025) |
| Deeds & Mortgages | Jan 2021 Mortgage Oct 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | T110300036 |
| Primary APN | T110300036 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,728 sqft Living Area |
| Gross Area | 3,012 sqft |
| 1st Floor Area | 864 sqft |
| Basement Area | 864 sqft |
| Year Built | Built 2011 |
|---|---|
| Effective Year Built | Effective 2011 |
| Architectural Style | Bi-Level |
| Exterior Material | Stone |
| Lot Area | 5,227 sqft (0.12 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 75 sqft |
| Heating Fuel | Gas |
|---|---|
| Sewer | Connected |
| Account Number | T110300036 |
|---|---|
| Street Address | 414 WYNCHAT DR |
| City | O FALLON |
| State | MO |
| Zip | 63366-2663 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WABASH WOODS #3 LOT 118 |
| Legal Subdivision | WABASH WOODS #3 |
| Legal Lot Number | 118 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | O'FALLON |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 311602 |
Source: St. Charles County records, as of August 19, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 414 WYNCHAT DR, O FALLON, MO 63366-2663 |
| Owner Type | Company |
| Vesting | Life Tenant |
| Date | Document |
|---|---|
| Jan 7, 2021 | Quit Claim Deed, Transfer FLAT BR MTG |
| Oct 28, 2019 | Warranty Deed, Transfer · Conventional Mortgage FLAT BRANCH HOME LOANS INC |
| Dec 6, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 7, 2021 · Amount on Record |
| Deed Sale | Jan 7, 2021 · Amount on Record |
| Prior Sale | Oct 28, 2019 · Amount on Record |
| Deed Document Number | 20211838 |
| Prior Transfer Date | Dec 4, 2018 |
| Prior Transfer Doc | 0070111414 |
| Record Updated | Jun 8, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Jan 7, 2021 |
| Property Address | 414 WYNCHAT DR, O FALLON, MO 63366-2663 |
| Document Number | 0000001838 |
| Instrument Date | Dec 29, 2020 |
| Instrument | 1838 |
| Transaction Type | Transfer |
| Record Updated | Mar 19, 2021 |
| Title Company | FREEDOM TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 414 WYNCHAT DR O FALLON MO 633662663, O FALLON, MO 63366-2663 |
| Document Number | 1839 |
|---|---|
| Date | Jan 7, 2021 |
| Instrument | 1839 |
| Name | FLAT BR MTG |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MO 65201 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jan 6, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Oct 28, 2019 |
| Property Address | 414 WYNCHAT DR, O FALLON, MO 63366-2663 |
| Document Number | 0071702417 |
| Book / Page | 7170 / 2417 |
| Map Reference | MB 46 PG 257 |
| Instrument Date | Oct 16, 2019 |
| Instrument | 20191028000609200 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2021 |
| Title Company | INVESTORS TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 544 WILLOW VALLEY DR, 544, O FALLON, MO 63366-3234 |
| Name | Verified Name |
|---|---|
| Address | 414 WYNCHAT DR, O FALLON, MO 63366-2663 |
| Document Number | 20191028000609210 |
|---|---|
| Date | Oct 28, 2019 |
| Instrument | 20191028000609210 |
| Name | FLAT BRANCH HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Dec 6, 2018 |
| Property Address | 414 WYNCHAT DR, O FALLON, MO 63366-2663 |
| Document Number | 0070111414 |
| Book / Page | 007011 / 001414 |
| Instrument Date | Dec 4, 2018 |
| Instrument | 683050 |
| Transaction Type | Transfer |
| Record Updated | Dec 24, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 414 WYNCHAT DR O FALLON MO 633662663, O FALLON, MO 63366-2663 |
Source: St. Charles County assessment roll, as of August 13, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | O'Fallon City |
| Unified School District | Fort Zumwalt R-II School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,760.00 (+5.41%) | $58,494 (+8.58%) | $307,864 (+8.58%) Land $70,001 Building $237,863 |
| 2024 | $3,567.00 | ||
| 2023 | $53,872 | ||
| 2022 | $283,539 Land $50,001 Building $233,538 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 23 (1981–2022) |
| Claims Outside the SFHA | 2 of 23 |
| Most Recent Claim | Jul 2022 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OFALLON PWS serves 32,515 people · EPA ID MO6010588 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Aug 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 390 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: AT&T, Brightspeed, Gateway Fiber, T-Mobile, Verizon, Wisper ISP.
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