St. Charles County property record for 406 Wynchat Dr, O Fallon, MO 63366
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 1,824 sqft · built 2012 |
| Lot Size | 0.12 acres (5,227 sqft) |
| Owner | Company Name on Record |
| Last Sale | $356,000 (Jun 2022) |
| Tax Bill | $4,016 (2025) |
| Deeds & Mortgages | Apr 2022 Line of Credit Jun 2022 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | T110300032 |
| Primary APN | T110300032 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,508 sqft Living Area |
| Gross Area | 3,156 sqft |
| 1st Floor Area | 912 sqft |
| Basement Area | 912 sqft |
| Finished Basement | 684 sqft |
| Unfinished Basement | 228 sqft |
| Year Built | Built 2012 |
|---|---|
| Effective Year Built | Effective 2012 |
| Architectural Style | Bi-Level |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 5,227 sqft (0.12 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating Fuel | Gas |
|---|---|
| Sewer | Connected |
| Account Number | T110300032 |
|---|---|
| Street Address | 406 WYNCHAT DR |
| City | O FALLON |
| State | MO |
| Zip | 63366-2663 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WABASH WOODS #3 LOT 114 |
| Legal Subdivision | WABASH WOODS #3 |
| Legal Lot Number | 114 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | O'FALLON |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 311602 |
Source: St. Charles County records, as of September 10, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 600 GALLERIA PKWY SE, 300, ATLANTA, GA 30339-8146 |
| Owner Type | Company |
| Vesting | Limited Partnership |
| Date | Document |
|---|---|
| Apr 13, 2022 | Deed of Trust, Mortgage · Line of Credit STIFEL BANK & TRUST |
| Jun 22, 2022 | Warranty Deed, Transfer |
| Feb 15, 2019 | Deed of Trust, Mortgage WEST CMNTY CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 22, 2022 · Amount on Record |
| Deed Sale | Jun 22, 2022 · Amount on Record |
| Prior Sale | Nov 23, 2015 · Amount on Record |
| Deed Document Number | 202234657 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 406 WYNCHAT DR, O FALLON, MO 63366-2663 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2024 |
| Name | Verified Name |
|---|---|
| Address | 406 WYNCHAT DR, O FALLON, MO 63366-2663 |
| Document Number | 0000021143 |
|---|---|
| Date | Apr 13, 2022 |
| Instrument | 2022R-021143 |
| Name | STIFEL BANK & TRUST |
|---|---|
| Type | Bank |
| Address | SAINT LOUIS, MO 63141 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Jun 22, 2022 |
| Property Address | 406 WYNCHAT DR, O FALLON, MO 63366-2663 |
| Document Number | 0000034657 |
| Map Reference | MB 46 PG 257 |
| Instrument Date | Jun 17, 2022 |
| Instrument | 2022R-034657 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2024 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1850 PARKWAY PL SE STE 900, 900, MARIETTA, GA 30067-8261 |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 406 WYNCHAT DR, O FALLON, MO 63366-2663 |
| Document Number | 0070430201 |
| Instrument Date | Feb 15, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 26, 2019 |
| Title Company | INVESTORS TITLE COMPANY, INVESTORS TITLE CO. |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 406 WYNCHAT DR O FALLON MO 633662663, O FALLON, MO 63366-2663 |
| Document Number | 0070430201 |
|---|---|
| Date | Mar 5, 2019 |
| Book Page | 007043/000201 |
| Instrument | 97960 |
| Name | WEST CMNTY CU |
|---|---|
| Type | Credit Union |
| Address | O'FALLON, MO 63368 |
| Amount | Amount Recorded |
|---|---|
| Term | 120 Months |
| Due | Mar 4, 2029 |
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | O'Fallon City |
| Unified School District | Fort Zumwalt R-II School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $62,522 (-) | $329,062 (-) Land $70,001 Building $259,061 | |
| 2025 | $4,016.00 | $62,522 (+8.12%) | $329,062 (+8.12%) Land $70,001 Building $259,061 |
| 2023 | $57,827 | ||
| 2022 | $304,352 Land $50,001 Building $254,351 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 23 (1981–2022) |
| Claims Outside the SFHA | 2 of 23 |
| Most Recent Claim | Jul 2022 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OFALLON PWS serves 32,515 people · EPA ID MO6010588 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Aug 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 390 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: AT&T, Brightspeed, Gateway Fiber, T-Mobile, Verizon, Wisper ISP.
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