Harford County property record for 412 Stoney Ter, Fallston, MD 21047
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,464 sqft · built 1966 |
| Lot Size | 0.833 acres (36,270 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $430,000 (May 2022) |
| Tax Bill | $4,629 (2026) |
| Deeds & Mortgages | May 2022 Sale & Mortgage Sep 2019 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-086046 |
| Primary APN | 03-086046 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,464 sqft Total Area |
| Basement Area | 970 sqft |
| Finished Basement | 970 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1966 |
| Exterior Material | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 36,270 sqft (0.833 acres) |
| Lot Dimensions | 260 ft deep x 140 ft wide |
| Garage Type | Attached |
| Garage Area | 322 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 56 sqft |
| Shed | 1 Shed |
| Shed Area | 288 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Baseboard |
| Sewer | Connected |
| Account Number | 086046 |
|---|---|
| Street Address | 412 STONEY TER |
| City | FALLSTON |
| State | MD |
| Zip | 21047-2811 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | LT 32 36270 SF 412 STONEY TERRACE STONEY BROOK S1 P 13/57 |
| Legal Subdivision | STONEY BROOK |
| Legal Lot Number | 32 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 3, BEL AIR |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 303400 |
412 Stoney Ter is owned and occupied by two individuals who bought it in May 2022.
Source: Harford County records, as of August 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 412 STONEY TER, FALLSTON, MD 21047-2811 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 3, 2022 | Deed, Transfer · FHA Mortgage FIRST HOME MORTGAGE CORP |
| Sep 25, 2019 | Deed of Trust, Mortgage · Line of Credit LOWER |
| Sep 25, 2019 | Deed of Trust, Mortgage · Conventional Mortgage LOWER |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 3, 2022 · Amount on File |
| Deed Sale | May 3, 2022 · Amount on File |
| Prior Sale | Aug 28, 2006 · Amount on File |
| Deed Book / Page | 15493 / 182 |
| Prior Transfer Date | Dec 17, 2012 |
| Prior Transfer Doc | 0100940119 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | May 3, 2022 |
| Property Address | 412 STONEY TER, FALLSTON, MD 21047-2811 |
| Document Number | 0154930182 |
| Book / Page | 15493 / 182 |
| Map Reference | MB 13 FO 57 |
| Instrument Date | Apr 28, 2022 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2022 |
| Title Company | ENDEAVOR TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1404 DELVALE AVE, DUNDALK, MD 21222-1107 |
| Document Number | 0154930189 |
|---|---|
| Date | May 3, 2022 |
| Instrument | 15493-0189 |
| Name | FIRST HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 412 STONEY TER, FALLSTON, MD 21047-2811 |
| Document Number | 0134810392 |
| Instrument Date | Sep 25, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2019 |
| Title Company | MEYMAX TITLE AGENCY/OH LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 412 STONEY TER FALLSTON MD 210472811, FALLSTON, MD 21047-2811 |
| Document Number | 0134810392 |
|---|---|
| Date | Oct 7, 2019 |
| Book Page | 013481/000392 |
| Name | LOWER |
|---|---|
| Address | COLUMBIA, MD 21044 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Oct 6, 2039 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 412 STONEY TER, FALLSTON, MD 21047-2811 |
| Document Number | 0134810376 |
| Instrument Date | Sep 25, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2019 |
| Title Company | MEYMAX TITLE AGENCY/OH LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 412 STONEY TER FALLSTON MD 210472811, FALLSTON, MD 21047-2811 |
| Document Number | 0134810376 |
|---|---|
| Date | Oct 7, 2019 |
| Book Page | 013481/000376 |
| Name | LOWER |
|---|---|
| Address | COLUMBIA, MD 21044 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 6, 2049 |
The 2026 property tax bill for 412 Stoney Ter was $4,629, up 6.6% from the year before.
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,629.00 (+6.59%) | $419,300 (+1.4%) | $430,900 (+4.21%) Land $109,200 Building $321,700 |
| 2025 | $4,343.00 | $413,500 Land $109,200 Building $304,300 | $413,500 Land $109,200 Building $304,300 |
| 2023 | $372,500 | $413,500 Land $109,200 Building $304,300 | |
| 2022 | $3,896.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 412 Stoney Ter in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 14 (1978–2021) |
| Claims Outside the SFHA | 2 of 14 |
| Most Recent Claim | Jun 2021 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 412 Stoney Ter is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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