407 Stoney Ter, Fallston, MD 21047 Property Records

Harford County property record for 407 Stoney Ter, Fallston, MD 21047

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,460 sqft · built 2008
Lot Size	0.873 acres (38,020 sqft)
Owner	Individual Name on Record
Last Sale	$430,900 (Aug 2009)
Tax Bill	$6,299 (2026)
Deeds & Mortgages	May 2026 Transfer Oct 2017 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`03-143198`

Property Details

APN / Parcel Number

Primary APN	`03-143198`
Alternative APNs	`3143198` `143198`

Interior

Full Baths	3 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	2,460 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	38,020 sqft (0.873 acres)
Lot Dimensions	146 ft deep x 161 ft wide
Garage Type	Mixed
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	140 sqft
Deck Area	610 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	143198
Street Address	407 STONEY TER
City	FALLSTON
State	MD
Zip	21047-2811
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOT 22 38020 SF 407 STONEY TERRACE STONEY BROOK PT 120/56
Legal Subdivision	STONEY BROOK
Legal Lot Number	22
Jurisdiction	HARFORD MD
Township / Civil Division	3, BEL AIR
Census Block Group	3
Census Block	3002
Census Tract	303400

Owner

Source: Harford County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	407 STONEY TER, FALLSTON, MD 21047-2811
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 14, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Oct 24, 2017	Deed of Trust, Mortgage · Line of Credit NRL FCU
Nov 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST HOME BANK
Nov 9, 2021	Deed of Trust, Mortgage · Line of Credit APG FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 20, 2009 · Amount on Record
Deed Sale	Aug 20, 2009 · Amount on Record
Deed Document Number	200928
Deed Book / Page	8256 / 232
Last Transfer Date	Apr 27, 2026
Transfer Doc	0171240173
Record Updated	Oct 29, 2026

May 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HARFORD MD
Recording Date	May 14, 2026
Property Address	407 STONEY TER, FALLSTON, MD 21047-2811
Document Number	0171240173
Book / Page	17124 / 173
Instrument Date	Apr 27, 2026
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 STONEY TER, FALLSTON, MD 21047-2811

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	407 STONEY TER, FALLSTON, MD 21047-2811
Transaction Type	Mortgage
Record Updated	Oct 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0125670480
Date	Oct 24, 2017
Book Page	12567/0480
Instrument	12567-0480

Lender

Name	NRL FCU
Type	Credit Union
Address	ALEXANDRIA, VA 22312

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Oct 18, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	407 STONEY TER, FALLSTON, MD 21047-2811
Transaction Type	Mortgage
Record Updated	Oct 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0142680322
Date	Nov 17, 2020
Book Page	14268/322

Lender

Name	FIRST HOME BANK
Type	Bank
Address	SEMINOLE, FL 33772

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	407 STONEY TER, FALLSTON, MD 21047-2811
Transaction Type	Mortgage
Record Updated	Oct 24, 2022
Title Company	GETZ TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 STONEY TER, FALLSTON, MD 21047-2811

Mortgage

Document Number	0151690342
Date	Nov 9, 2021
Book Page	15169/342

Lender

Name	APG FCU
Type	Credit Union
Address	ABERDEEN, MD 21001

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,299.00 (+11.13%) Homeowner's exemption	$572,467 (+1.61%)	$590,600 (+4.83%) Land $109,600 Building $481,000
2025	$5,668.00 (+10.19%) Homeowner's exemption	$563,400 (+10.24%) Land $109,600 Building $453,800	$563,400 (-) Land $109,600 Building $453,800
2023		$511,067	$563,400 Land $109,600 Building $453,800
2022	$5,144.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	14 (1978–2021)
Claims Outside the SFHA	2 of 14
Most Recent Claim	Jun 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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