Harford County property record for 405 Stoney Ter, Fallston, MD 21047
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,230 sqft · built 1966 |
| Lot Size | 0.457 acres (19,917 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $441,000 (May 2025) |
| Tax Bill | $3,967 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-093611 |
| Primary APN | 03-093611 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 1,230 sqft Total Area |
| Basement Area | 1,002 sqft |
| Finished Basement | 1,002 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1966 |
| Architectural Style | Split Foyer |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 19,917 sqft (0.457 acres) |
| Lot Dimensions | 155 ft deep x 167 ft wide |
| Garage Type | Carport |
| Garage Area | 336 sqft |
| Carport | Carport |
| Carport Area | 336 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 282 sqft |
| Patio Area | 336 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 093611 |
|---|---|
| Street Address | 405 STONEY TER |
| City | FALLSTON |
| State | MD |
| Zip | 21047-2811 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | LOT 23 257/0X155 AV 405 STONEY TERRACE STONEY BROOK S1 P 13/57 |
| Legal Subdivision | STONEY BROOK |
| Legal Lot Number | 23 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 3, BEL AIR |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 303400 |
405 Stoney Ter is owned and occupied by two individuals who bought it in May 2025.
Source: Harford County records, as of August 25, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 405 STONEY TER, FALLSTON, MD 21047-2811 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 13, 2025 · Amount on File |
| Deed Sale | May 13, 2025 · Amount on File |
| Deed Book / Page | 16659 / 194 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 405 Stoney Ter was $3,967, up 30.2% from the year before.
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,967.00 (+30.15%) | $358,533 | $380,000 Land $105,900 Building $274,100 |
| 2025 | $3,048.00 | ||
| 2023 | $320,600 | $347,800 Land $105,900 Building $241,900 | |
| 2022 | $2,805.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 405 Stoney Ter in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 14 (1978–2021) |
| Claims Outside the SFHA | 2 of 14 |
| Most Recent Claim | Jun 2021 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 405 Stoney Ter is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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