412 Spruce St, Manhattan, MT 59741 Property Records

Gallatin County property record for 412 Spruce St, Manhattan, MT 59741

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,220 sqft · built 1981
Lot Size	0.293 acres (12,763 sqft)
Owner	Individual Name on Record
Last Sale	$268,600 (Sep 2017)
Tax Bill	$2,533 (2026)
Deeds & Mortgages	May 2023 Line of Credit Aug 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`00REE21280`

Property Details

APN / Parcel Number

Primary APN	`00REE21280`
Alternative APNs	`06-1009-11-2-28-03-0000` `R0627630`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,220 sqft Living Area
1st Floor Area	1,220 sqft
Basement Area	624 sqft
Finished Basement	624 sqft

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1985
Architectural Style	Split Level
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,763 sqft (0.293 acres)
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	154 sqft
Deck Area	120 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00REE21280
Street Address	412 SPRUCE ST
City	MANHATTAN
State	MT
Zip	59741-2295
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1
Legal Description	MOUNTAIN VIEW AMND, S11, T01 N, R03 E, BLOCK 3, LOT 4
Legal Range	03E
Legal Township	01N
Legal Section	11
Legal Subdivision	MOUNTAIN VIEW AMND
Legal Block	3
Legal Lot Number	4
Jurisdiction	GALLATIN MT
Township / Civil Division	MANHATTAN
Census Block Group	4
Census Block	4030
Census Tract	400

Owner

Source: Gallatin County records, as of September 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 273, MANHATTAN, MT 59741-0273
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 22, 2023	Deed of Trust, Mortgage · Line of Credit ROCKY MOUNTAIN CU
Aug 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage GOPRIME MORTGAGE INC
Jun 23, 2020	Deed of Trust, Mortgage · Line of Credit ROCKY MOUNTAIN CU
Sep 20, 2017	Warranty Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE
Aug 7, 2017	Deed of Trust, Mortgage · Line of Credit FIRST SECURITY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 20, 2017 · Amount on Record
Deed Sale	Sep 20, 2017 · Amount on Record
Deed Document Number	20172593350
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GALLATIN MT
Property Address	412 SPRUCE ST, MANHATTAN, MT 59741-2295
Transaction Type	Mortgage
Record Updated	Jun 8, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002801395
Date	May 22, 2023
Instrument	2801395

Lender

Name	ROCKY MOUNTAIN CU
Type	Credit Union
Address	BOZEMAN, MT 59718

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	May 28, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GALLATIN MT
Property Address	412 SPRUCE ST, MANHATTAN, MT 59741-2295
Transaction Type	Mortgage
Record Updated	Aug 20, 2021
Title Company	MONTANA TITLE AND ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2744379
Date	Aug 6, 2021
Instrument	2744379

Lender

Name	GOPRIME MORTGAGE INC
Address	APEX, NC 27502

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GALLATIN MT
Property Address	412 SPRUCE ST, MANHATTAN, MT 59741-2295
Transaction Type	Mortgage
Record Updated	Jul 2, 2020
Title Company	MONTANA TITLE AND ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2686350
Date	Jun 23, 2020
Instrument	2686350

Lender

Name	ROCKY MOUNTAIN CU
Type	Credit Union
Address	BOZEMAN, MT 59718

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jun 28, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GALLATIN MT
Recording Date	Sep 20, 2017
Property Address	412 SPRUCE ST, MANHATTAN, MT 59741-2295
Document Number	2593350
Map Reference	PL D-33-A
Instrument Date	Sep 20, 2017
Instrument	2593350
Transaction Type	Transfer
Record Updated	Aug 10, 2021
Title Company	MONTANA TITLE AND ESCROW, MONTANA TITLE & ESCROW

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 273, MANHATTAN, MT 59741-0273

Mortgage

Document Number	2593351
Date	Sep 20, 2017
Instrument	2593351

Lender

Name	AMERICAN PACIFIC MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2047

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GALLATIN MT
Property Address	412 SPRUCE ST, MANHATTAN, MT 59741-2295
Transaction Type	Mortgage
Record Updated	Aug 16, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 2588673
Date	Aug 7, 2017
Instrument	2588673

Lender

Name	FIRST SECURITY BANK
Type	Bank
Address	BOZEMAN, MT 59718

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Gallatin County assessment roll, as of September 22, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Gallatin County
Municipality	Manhattan Town
Elementary School District	Manhattan School (PK - 08)
Secondary School District	Manhattan High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,533.00 (-29.29%)	$571,500 (+10.26%)	$571,500 (+10.26%) Land $194,839 Building $376,661
2023	$3,582.00	$518,300	$518,300 Land $154,690 Building $363,610

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 30, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Montana
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF MANHATTAN serves 1,800 people · EPA ID MT0000285
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: SkyNet Communications.

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